M&T Mobile Banking

2.8
16.4K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Bank quickly and get back to what matters most to you – that’s the idea behind the M&T Mobile Banking App1 built for both personal and business customers.

Access your Account Conveniently
•  See available balances, transactions, credit limits, and check images
•  Centralize finances, categorize transactions, customize budgets, and track spending, for your personal accounts, with M&T Money Smart
Bank Securely
•  Access your accounts with your passcode, fingerprint, or facial recognition on compatible devices
•  Get notified with M&T Alerts through text, email, or app notification
Move Money Swiftly
•  Send money with Zelle®1 to almost anyone with a bank account in the U.S.
•  Deposit Checks
•  Use M&T Flash Funds™ to deposit qualifying checks with immediate availability2
•  Transfer funds between M&T accounts or make M&T loan & credit card payments•  Pay bills with the confidence of our M&T Bill Pay Guarantee3
Manage your Card Easily
•  Take charge of your personal M&T debit and credit card with the ability to temporarily lock it, report it lost or stolen, and order a replacement
•  Add authorized users to your personal and business M&T credit cards
•  View your M&T credit card rewards points and access your rewards account
Reach Us Readily
•  Call us, using any one of our contact numbers
•  Search FAQs for help with questions
•  Find the branch and ATM nearest to you


Disclosures:
1Must have a bank account in the U.S. to use Zelle. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Zelle® and the Zelle related marks and logos are property of Early Warning Services, LLC.
2The fee for this service is 2% of the total check amount ($2 minimum charge). If the deposit is made during our nightly processing, it will not be available to pay debit items that are processed for payment during that night’s processing. However, it would be immediately available for withdrawal.3To learn more about the Bill Pay Guarantee visit mtb.com/billpay

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.

Refer to the Digital Services Agreement for details

Equal Housing Lender. © 2021 M&T Bank. Member FDIC.
Updated on
Apr 15, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Photos and videos and 4 others
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

2.7
15.8K reviews
Christopher Gries
April 12, 2024
For the past two weeks, the app has to be repeatedly started and also stops for no reason at all. All cash has been removed. You have to reload the app in order for the app to open. The app was working perfectly for the last year and a 1/2.With very little interruptions this is a sudden change. Reading the reviews you can see that there are many people having the same issue. I hope you can find resolution to this problem. I use Android and I use IO. S systems.
50 people found this review helpful
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M&T Bank
April 12, 2024
Hello Christopher, We apologize for any inconvenience you may be experiencing when using the mobile app. We recommend calling our Online Team at 1-800-790-9130 if you continue to experience difficulties. -Candi B.
Cameron Jaissle
April 11, 2024
Application no longer works on my Pixel 7 Pro. As soon as I log on I get kicked out instantly for "inactivity", and when I do finally manage to get into the app it crashes as soon as it logs in. I have deleted cache, deleted storage, deleted the app itself, and I have reinstalled the app roughly 10 times now with no fix. Phone and software are up to date, and app should be up to date since I am constantly downloading it.
71 people found this review helpful
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M&T Bank
April 11, 2024
Hello Cameron, We apologize for any inconvenience you may be experiencing when using the mobile app. We recommend calling our Online Team at 1-800-790-9130 if you continue to experience difficulties. -Candi B.
David Hartley
April 10, 2024
Sadly, the horrible reviews are accurate. Both the app and brick and mortar experience are subpar. This could be excused during the clunky transition from Peoples Bank, but there has been ample time to improve. Unfortunately, the situation is worse yrs. later. For the past 4 days (at least), my mobile banking app. has been unusable, crashing at login. Of course, nobody at the branch or on phone can tell me the issue or when it will be "fixed". Changing banks is inconvenient. But it's time.
18 people found this review helpful
Did you find this helpful?
M&T Bank
April 10, 2024
Good Morning David, We apologize for any inconvenience you may be experiencing when using the mobile app. We recommend calling our Online Team at 1-800-790-9130 if you continue to experience difficulties. -Candi B.

What's new

Thank you for choosing M&T Mobile Banking. We are always looking to improve our experience to make banking with us easy. The updated version includes:
• Upgrades to improve performance and reliability
• Enhanced accessibility for customers utilizing screen readers and assistive technologies
• Revised settings for alerts and notifications
• Improved user experience for accessing Mortgage accounts
• Other minor fixes and updates