0-100 Accelerator Program

At M&T Bank, we believe multicultural small businesses are an integral part of our communities.  We are committed to the growth and success of these businesses. 

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Program Highlights

The 0-100 Accelerator program is designed to help multicultural entrepreneurs grow and sustain their businesses in an effort to leave a legacy for their families and communities.
This curriculum is intentionally developed to create an ecosystem that helps business owners overcome obstacles to success.

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Creating a Business Plan

Learn what it takes to create an effective business plan through discussion on setting goals, knowing your industry, what finances you have in place, and much more!

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All About Credit

Do you need to understand more about credit and how it can affect your business? With M&T 0-100 Accelerator program, we will dive into the importance of credit, accessing capital and how you package your credit application.

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Marketing & Branding

Learn how to make your business stand out among the competition through an in-depth discussion on branding and marketing so you can be prepared to get the word out on your diverse business

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Pitch Tips

You have everything that you need to scale and grow your business, but your business needs funding. As part of the series, we will provide you tips and tricks when presenting to potential investors. Learn how to present with ease and how to make your business plan shine.

Cash Prize

Once course work is finalized, all participants will have the opportunity to participate in Phase I of the competition and present their business proposal. A select few, based on judging criteria, will be asked to proceed to Phase II where they will have a chance to win cash prizes. 

Participating Cities

Interested in participating in one of our upcoming 0-100 Accelerator programs?  There are no programs currently scheduled, but keep checking back for more information.


We are continually looking at new areas to have our next 0-100 Accelerator Program. Keep checking back for new locations.

Yes, you must be the principal owner of the business and reside within the program area.

Yes, you must be a resident of the program area and the principal owner. Locations will be listed here when programs become available and you can refer to the specific terms and conditions on your local registration page at that time. 

Locations will be listed here when programs become available. You can visit your local registration page  to register at that time. 

No, only a select few participants will win a cash prize after a two-phased judging competition. To learn more, please visit your location's specific terms & conditions when programs are available.

Highlights From Previous Events

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Four women standing side by side holding a large check for 3,000 dollars
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About M&T Multicultural Banking

At M&T, we understand that the needs and desires that our Multicultural communities have are distinctive. We are committed to meeting those unique needs, whether you are Black/African American, Hispanic/Latino, Asian American, an immigrant, refugee, LGBTQ+, a person with different abilities, or a combination. Here at M&T, we celebrate you and empower you with the financial tools and resources you need to thrive. We are investing in the growth and sustainability of our diverse small business and communities.