M&T Business ATM Card

Focus more on running your business and less on running errands. The M&T ATM Card for Business, allows your employees to take care of certain banking tasks with ATM and phone access to your Business Checking account.

M&T Business Debit Card and ATM Card for Business (with All-Activity option) cardholders must be authorized signers on all deposit accounts linked to their cards.
$3.50 for each cash advance made using an M&T Debit Card for Business (or M&T Business Debit Card) without the use of a PIN (including such cash advances made at M&T Bank).  $3.00 for each inquiry as to the balance of the Account made a non-M&T ATM ($5.00 if such ATM is located outside the 50 United States or the District of Columbia).  $3.00 for each withdrawal or cash advance made at a non-M&T ATM (the greater of $5.00 or 3.00% of the U.S. dollar amount of the transaction if such ATM is located outside the 50 United States or the District of Columbia).  $3.00 for each other type of electronic fund transfer or other transaction made from the Account at a non-M&T ATM (the greater of $5.00 or 3.00% of the U.S. dollar amount of the transaction if such ATM is located outside the 50 United States or the District of Columbia).  The greater of $0.50 or 3.00% of the U.S. dollar amount of any transaction made in a foreign country, if such transaction is made with an M&T Debit Card for Business (or M&T Business Debit Card) and is process through the Visa network.  $1.00 for each ATM mini-statement printed at one of our ATM facilities.

Top Features

  • ATM card offers ability to make deposits and withdrawals, transfer funds between M&T linked accounts, make payments or check account balances at many M&T ATMs
  • Employee authorization options:
    • All Activity option – enables authorized signers on the deposit accounts to have access to account information, as well as make deposits, withdraw cash, transfer funds between linked accounts, get an advance on a line of credit, or apply for a loan
    • Balance Inquiry option – allows designated employees to obtain account information or make deposits to your linked M&T accounts
  • Individual cards are provided to authorized users with unique cards and PIN numbers for enhanced security
  • Multiple ways to access your account:

Is this product right for you?

This product is best for people who: 

  • Are small business owners or managers
  • Conduct high-volume cash transactions with customers that can be better supported with easy ATM access for deposits and withdrawals
  • Are authorized signers on the business account and may prefer to make purchases with cash withdrawn from an ATM
  • Are designated employees who are accountable for making deposits or reviewing account information

Eligibility Requirements​

Cardholders must be authorized signers on all deposit accounts linked to their cards.

FAQs

Where do I request a card?

To request your M&T ATM Card for Business, please stop by your local M&T branch or call us at 1-800-724-6070. 

 

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.