M&T Business Debit Card

An M&T Business Debit Card is a more convenient way to pay for everyday business expenses right out of your business checking account – wherever Visa® is accepted.

M&T Business Debit Card and ATM Card for Business (with All-Activity option) cardholders must be authorized signers on all deposit accounts linked to their cards.

An M&T Business Debit Card provides convenient access to your M&T accounts, and because of chip and contactless technology, it's a faster and more secure way to pay.

Top Features

Is this product right for you?

This product is best for people who:

  • Are small business owners or managers
  • Want an alternative to credit cards for purchases
  • Rely on convenient access to business checking account funds
  • Enjoy the flexibility of a single card for:
    • In-store purchases
    • Online or in-app purchases
    • Cash withdrawals from an ATM
    • Easy transfers between linked M&T accounts
  • Make frequent business-related purchases, including:
    • Office supplies
    • Client dinners
    • Business travel expenses
    • One-time and recurring invoices/bills
    • Internet purchases
    • Phone orders

Eli​​gibility Requirements

Cardholders must be authorized signers on all deposit accounts linked to their cards.

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F A Qs

Learn more about the M&T Business Card. Read our comprehensive F A Qs.

The Visa Zero Liability Policy covers U.S.-issued cards only and does not apply to certain commercial card transactions, transactions not processed by Visa, or if you are grossly negligent or fraudulent in handling your card or card number. Notify M&T Bank immediately of any unauthorized use. Certain unauthorized transactions require a cardholder signature prior to issuing provisional credit. See your cardholder agreement for more details.
Use of these features and services requires Internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the Internet. M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier's text messaging and data charges may apply. Fees may apply for optional services provided through M&T Online Banking. View the M&T Digital Services Agreement for additional details.
Fees may apply for optional services provided through M&T Online Banking for Business.
Use of the M&T Custom Card design service is subject to program Terms and Conditions and Image Guidelines.
Visa® is a registered trademark of Visa International Service Association.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.