Solutions for Franchises

Whether you're just starting out or you manage several franchise locations, M&T can help you select a suite of products designed to help you succeed.

Find products and services fit to meet the unique needs of franchise owners.

When it comes to financing a new franchise or growing an existing one, M&T Bank can help grow your successful idea. We can work with you to simplify cash flow management, finance business expansion or partner buy-outs and help protect your assets. Learn more about the products and services{{d327*}} we've created to support franchise businesses just like yours.

Have questions? To speak to an experienced Relationship Manager, call 1-800-724-6070 or stop by a local M&T branch.

​Business Checking

Whether your needs are basic or more complex, you'll find comprehensive banking services at a competitive price. Choose from a range of checking options{{d328*}} and get online{{d204*}} and mobile business banking.{{d204*}} We make it easy to choose the checking account that's right for your business.

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​Business Savings

We're here to help you find the right way to reach your goals – and our savings accounts,{{d328*}} Money Market Savings and Time Deposits are a great place to start for businesses big and small. Grow your money with one of M&T Bank's business savings products.

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​​​​​​Loans & Credit

Get competitive rates, flexible terms and 24-hour online access{{d204*}} to your accounts. You'll find a range of loan products and credit line options to assist in your new store development, equipment upgrades or existing store acquisition.{{d231*}} Plus, we offer the personalized service it takes to understand your goals for your business.

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​Cash Management

Our tools and technology make it easy to manage your payables and receivables. M&T Bank offers products to handle your payables and receivables, plus we provide a thorough fraud and risk-management program.

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​​​M​​erchant Services

Streamline checkout for your customers and give your business more flexibility in how it collects payments and retail transactions.{{d219*}} Our merchant processing specialists will help you choose the right credit card terminal and solution for your business, plus you'll get support from our in-house customer service team.

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​​Investments & Insurance offered through M&T Securities, Inc.

Investments & Insurance offered through Wilmington Advisors @ M&T

Wilmington Advisors @ M&T can help provide guidance on retirement planning, insurance planning and education planning.{{d1*}}

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​​​​Networking and Idea Sharing

Whether you're a start-up or a rapidly expanding franchise, you can benefit from our networking and collaboration across industries and verticals. We regularly host business round tables and seminars that offer insights on franchise industry changes.

Have questions about starting a franchise business or investing in updates?

Speak to an experienced Relationship Manager. Call 1-800-724-6070 or stop by a local M&T branch.

Are you a store owner with more than 20 locations?

Contact our Commercial Franchise Team directly for help expanding your business.

John P. Dysart
Sr. Vice President, Head of Franchise Finance


J. Kent McClintock
Commercial Team Leader


Helen Ye
Senior Commercial Relationship Manager


Dayna Ankstitus
Senior Commercial Relationship Manager