Solutions for Medical Practices

Running a successful practice takes skills, dedication and an experienced financial professional to help provide the insight and solutions you need through its lifecycle. M&T Bank is there for you every step of the way.

Customized Solutions for Your Medical Practice

We understand the distinctive financial cycle of healthcare professionals and we're prepared to create a customized financial solutions package designed to help serve the needs of your practice. We can offer you:

  • The resources to start up, purchase, expand or relocate your practice
  • Equipment financing to take advantage of the latest technology
  • Finance leasehold improvements or real estate purchase to support a growing practice
  • Working capital in the long or short-term, depending on your need
  • Refinancing for existing loans
  • Partner buy-in loans tailored to fit your unique needs

Additional Solutions for Your Practice

We also offer a set of solutions designed to help simplify the collection of funds and better understand your cash flow:

Personal Financial Solutions

In addition to your firm's goals, you can work with M&T professionals on your own financial future. M&T Securities, Inc. offers non-deposit investments, insurance solutions, and financial and retirement planning.

View Personal Investment Solutions >

Local Relationship Management

At M&T, we understand your primary focus is on your patients. That's why we take the time to examine your current financial situation and future plans so we can customize a plan to help your practice run more efficiently. And since your time is valuable, we're ready to meet when and where it's convenient for you.

The M&T Advantage

Our comprehensive business gives you access to financial products and discounted business services that can help you manage your cash flow, accept payments and disburse funds – all while saving you time and money.

M&T Bank's Remote Check Deposit ("RCD") services are provided subject to M&T Bank's standard treasury management services agreements for the provision of RCD services ("RCD Agreement"). Client may only use an Approved Scanner (as defined in such RCD Agreement) for RCD services. Under our RCD Agreement, M&T Bank may pay the cost of purchasing one M&T Approved Scanner (per client) on behalf of client to be used under the RCD Agreement. However, if the RCD Agreement is terminated for any reason (other than by M&T Bank without cause) prior to the six (6) month anniversary of the commencement date of the RCD services, client must reimburse M&T the cost of each M&T Purchased Scanner that M&T purchased on behalf of client.
M&T Bank Merchant Services® are available subject to completion of a Merchant Services application and credit approval. Merchant Services are provided subject to the terms and conditions of M&T Bank's Merchant Services Agreement. Availability of funds is subject to M&T Bank's Funds Availability Policy. Additional terms and conditions apply.
Use of these features and services requires Internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the Internet. M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier's text messaging and data charges may apply. Fees may apply for optional services provided through M&T Online Banking. View the M&T Digital Services Agreement for additional details.
Investment and Insurance Products: • Are NOT Deposits • Are NOT FDIC Insured • Are NOT Insured By Any Federal Government Agency • Have NO Bank Guarantee • May Lose Value​​​​​
Some products and services may be provided through third parties, subsidiaries or affiliates of M&T Bank.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.
Brokerage services are offered by M&T Securities, Inc. (member FINRA/SIPC), not by M&T Bank.