M&T Bank Merchant Services Terms & Conditions

Review these Terms and Conditions documents for up-to-date legal information about M&T Bank's Merchant Services® and Merchant Services Acceptance and Processing

Download the latest Terms & Conditions documents.

We have updated our Merchant Services Terms and Conditions and Processing Terms and Conditions to reflect updated product information, operational procedures, terms and disclosures applicable to our Merchant Services product offering.

Please familiarize yourself with these documents. We encourage you to download and print or store a copy of them for your records. If you would like us to mail you a hard copy of these documents, please contact the Merchant Service Team.

Download 2019 - 2020 Terms and Conditions (PDF) ›

 

Download Payment Network Pass-Through Fee Schedule (PDF) ›

Download Card Association Rules Summary & Merchant Services Reference Guide (PDF)›