Employee Benefits Solutions

M&T Insurance Agency's Employee Benefits Team will work with your small business to create and manage a comprehensive benefit plan for your employees.

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Put our experience to work for you.

In today's complex insurance marketplace, having the knowledge and support of an experienced team of insurance professionals on your side can assist with the creation and administration of your plan.

The M&T Insurance Agency, Inc. will help you design a group benefits plan based on the specific needs of your organization. We will begin with a thorough, confidential and complimentary review of your existing insurance programs.

Our Due Diligence Review Process

  1. ​Needs assessment. Our benefits specialists meet with you to understand your corporate goals to help develop an action plan that aligns with your vision
  2. Analysis. Our in-house an​alysts review current contracts, plan history and demographic data
  3. ​​​​​​Request for quotes. We engage with multiple vendors to identify the most cost-effective programs and providers to meet your objectives
  4. Evaluation and negotiation. A detailed report is developed illustrating the costs and benefits of all your plan options
  5. Comparisons and recommendations. We will meet personally with your leadership team to review all of your options and offer recommendations consistent with your organizational goals
  6. Launch and support. Our team works with your organization to implement, manage and track programs selected. As your insurance consultant, our help doesn't end after you've chosen a plan. Contact us any time you have a question or need assistance​

​Schedule your complimentary review.

Call us at 1-800-716-8314 or contact your employee benefits consultant directly. 

In This Section

  • Group Medical Plans >  Choose from a variety of flexible and competitively priced group health insurance plans – including HMO, POS, PPO, EPO, HDHP and CDHP – from M&T's network of reputable carriers.
  • Legislative & Compliance Services >  Does your employee benefits program meet compliance requirements? M&T Insurance Agency offers consultation, education and other resources to help your organization limit its exposure.
  • Group Life & Disability Insurance >  Enhance your company's total compensation package. Choose from lines of coverage that can help you protect your employees and their families from unexpected loss of income.
  • Wellness >  Promote better employee health and lower health care costs. Let M&T Insurance Agency consult with your organization to find and implement an employee wellness program that delivers results.
Insurance Products offered are: NOT FDIC Insured • Not a deposit in, obligation of, nor insured by any federal government agency • Not guaranteed or underwritten by the bank • Not a condition to the provisions or terms of any banking service or activity.
Insurance products are offered by M&T Insurance Agency, Inc., not by M&T Bank. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states.
The content of this page is for informational purposes only. It is not designed or intended to provide financial, tax, legal, investment, accounting, or other professional advice since such advice always requires consideration of individual circumstances. Please consult with the professionals of your choice to discuss your situation.