We will waive the monthly maintenance fee to a new M&T Business Checking Account for 3 monthly statement cycles from account opening. Please note that if you modify your Account type within this 3-month period, the monthly maintenance fee waiver will terminate and the monthly maintenance fee for your Account will be assessed, unless you qualify for another monthly maintenance fee waiver. Requirements to waive the monthly maintenance fee are based on account type and fully listed on the business checking grid. Requirements to waive the monthly maintenance fee may be met but other transaction and service fees, including overdraft fees, may apply. The monthly maintenance fee waiver is not available to employees of M&T Bank or any of its affiliates. A $50 Account Closure Fee applies if the account is closed within the time period referenced in the Commercial Deposit Account Fee Schedule.

Transaction items are: deposit tickets (teller or virtual), checks paid, checks deposited, ACH credits received (not generated by the customer), and ACH debits received (not generated by the customer). ATM cash deposits are not considered a transaction item.