Better Checking for Better Communities

Whether your non-profit organization is large or small, this affordable checking account helps you make the most of what you have. Non-Profit Checking features low fees and low balance requirements, plus M&T’s award-winning service.

Growing our Communities.

No matter the cause, non-profit organizations are crutial to helping our neighborhoods thrive. With M&T's centuries-old commitment to our communities, you don't just get a checking account. You also get a trusted partner passionate about your mission.

Lowest Monthly Maintenance Fee

Easily Waive Monthly Maintenance Fee

We will waive the monthly maintenance fee to a new M&T Business Checking Account for 3 monthly statement cycles from account opening. Please note that if you modify your Account type within this 3-month period, the monthly maintenance fee waiver will terminate and the monthly maintenance fee for your Account will be assessed, unless you qualify for another monthly maintenance fee waiver. Requirements to waive the monthly maintenance fee are based on account type and fully listed on the business checking grid. Requirements to waive the monthly maintenance fee may be met but other transaction and service fees, including overdraft fees, may apply. The monthly maintenance fee waiver is not available to employees of M&T Bank or any of its affiliates. A $50 Account Closure Fee applies if the account is closed within the time period referenced in the Commercial Deposit Account Fee Schedule.

First Check Order at No Cost

No-Charge Transaction Items

Transaction items are: deposit tickets (teller or virtual), checks paid, checks deposited, ACH credits received (not generated by the customer), and ACH debits received (not generated by the customer). ATM cash deposits are not considered a transaction item.

A Community of Cultivators

Learn more about our work with the African Heritage Economic Initiative.

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A Lesson in Support

Learn how M&T helped the Richmond’s Children’s Museum stay strong during the pandemic.

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Our 900+ business banking specialists have earned national awards for providing outstanding customer experience, and we can’t wait to help you reach your goals.


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Treasury Management

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Online/Mobile Banking

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Merchant Services

All M&T checking accounts are subject to M&T standard account agreements.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for details.