Starting & Growing Your Business
At M&T, we have the right business banking tools and personalized guidance to help start your business. We're here to provide you with the expert advice you need to take your business idea from a dream to reality.
Welcome to the M&T Bank Business Education Center
We’re here to help budding entrepreneurs build their knowledge of what to expect when starting a business from the ground up. Our playlists are designed to help boost your confidence in understanding aspects of running a successful business as well as offer important advice to help you prepare for the future, no matter where you are in your journey.
Getting Started
Starting your own business is exciting but we know the process can be intimidating. We've compiled our top resources for new entrepreneurs to hit the ground running. Once you have the basics, you can start working on a business plan that clearly outlines your vision.

Writing a Business Plan
You can’t create a business plan without first understanding what goes into it. Check out the resources below to jump-start your draft.

Raising Capital
Understanding your potential business’ financial needs can help determine the funding sources that best meet those needs. The resources below will help to inform you of your next steps.

Managing Your Cash Flow
Keeping track of your daily business finances is vitial in understanding how to grow your business. Every business' cash flow cycle is unique. M&T is here to help you understand the basics to ensure you have a plan for success.

Preparing Taxes
Keeping your financials organized and up-to-date are important parts of starting a business. Consult the resources below for insight on how to get prepared.
Wherever you are with your business, we're in your community ready to lend you support.
Schedule an appointment with a Business Banking Specialist today.

Marketing a Business
A thoughtful marketing plan go a long way in accelerating the growth of your business. Curious about how to get started? Check out the tools below for more information.
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Minority & Women Entrepreneurship
We know that even on your best day, it's not easy to start or run a business. It's our goal to try to understand the pressures, challenges and opportunites for minority and female business owners. Our local teams are here with the resourses to help your business excel.
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Protecting Your Business
Protecting your new business and all that comes along with it is imperative to ensuring successful operations. Dive into the insights below for considerations on how to get started.
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"Small business is the heartbeat of a community. M&T Bank is definitely committed to independent businesses. They really worked with us from the beginning. They are just as committed to our business as we are."
Owners of the Charmery

