7 Tips to Keep the Flow in Your Business Cash Flow
As you work to optimize your business’ cash flow, these tips can help spark important conversations with the right small business banker.
managing cash flow
Explore cash flow tips for your new business
As you establish your new business, discover how effective management of cash flow can help your business thrive.
Effective cash management can be the key to your company's success
Managing cash flow can be tricky, particularly for startups and small businesses. Cash flow management best practices can help your business strategically manage inflows and outflows to improve financial health and growth.
Keep your personal and business finances separate
Begin by opening a business bank account to keep your finances seperate and avoid some trouble along the way. Consider a business account that aligns with your business goals.
Keep a detailed record of your finances
You should keep detailed financial records to get a good idea of your business's cash flow. Some things to include are:
- Invoices processed
- Amount of cash in circulation
- What bills need to be paid
Prepare a cash flow statement and projection
It is a simple financial document that will give you a complete picture of your actual flow of cash, along with monthly forecasts.
Explore More
DEEP DIVE
6 Steps toward Better Cash Flow Management
DEEP DIVE
Simple Tips to Help Improve Your Cash Flow
Resources & Insights
Infographic: Get Proactive About Your Business Cash Flow
There’s a lot you can do to get — and stay — ready to seize growth opportunities.
Resources & Insights
4 Ways to Use Your Cash Flow to Grow
Check out these helpful tips on growing your business’s cash flow.
Resources & Insights
Cash Flow Optimization
Watch the webinar in which a panel experts share an industry perspective addressing advances in payment processing that can help organizations optimize cash flow and make processes more efficient.
Resources & Insights
12 Ways to Increase Your Cash Flow
There are ways you can better manage – and even boost – your cash flow. Here are a few.
Top questions, answered by our experts.
What is Cash Flow?
Cash flow is the money coming in and out of your business. Most notably, it is the cash you have on hand to pay bills and keep your business running.
Learning Modules
BANKING FOR ENTREPRENEURS
Developing a Business Plan
Learn about the components of a business plan and how to create one that communicates your business’ financial future and health.
BANKING FOR ENTREPRENEURS
Small Business Financial Statements
Learn about the three most important financial statements: balance sheets, profit and loss statements, and cash flow reports.
BANKING FOR ENTREPRENEURS
Financial Wellbeing for Entrepreneurs
Learn more about the financial basics of entrepreneurship.
BUSINESS EDUCATION PORTAL
Popular at M&T Bank
This article is for informational purposes. It is not designed or intended to provide financial, tax, legal, investment, accounting, or other professional advice since such advice always requires consideration of individual circumstances. Please consult with the professionals of your choice to discuss your situation.