Business Credit Card Options

M&T Bank gives our Business customers the credit they deserve. Whether you’re looking for a great rate or rewards, we give you options to help meet your business needs.

M&T Business Credit Card

Enjoy a competitive APR and other benefits that come with an M&T Business Credit Card.
  • No annual fee

    See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.
  • 0% introductory APR on balance transfers and purchases for 12 billing cycles (a balance transfer fee will apply). After the introductory period, your variable APR will be 10.24%–17.24%.

    See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.
  • No foreign transaction fees

    See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.
  • Global acceptance with chip technology

  • Set credit card alerts

Variable APR of 10.24% – 17.24%
See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.

M&T Business Rewards Credit Card

The M&T Business Rewards Credit Card lets you earn rewards for every purchase.
  • ​No annual fee

    See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.
  • Unlimited 1.5% cash back on every purchase

    The M&T Rewards Program (“Program”) is subject to the M&T Rewards Program Terms & Conditions (“Program Terms & Conditions”). One 20,000 bonus points offer per Program Account is available to residents of the United States who open a new M&T Business Rewards Credit Card by 6/30/20 and use it to make at least $500 in Purchases within the first 90 days after such Card is opened. Additional exclusions and terms apply. M&T Business Rewards Credit Cards earn 1.5 points for every $1 in Purchases. Offers and Rewards points are subject to change and/or discontinuation without notice. Full Program Terms & Conditions, Definitions, and other Program information can be found at rewards.mtb.com.
  • Earn 20,000 bonus points after making $500 in purchases during first 90 days

    The M&T Rewards Program (“Program”) is subject to the M&T Rewards Program Terms & Conditions (“Program Terms & Conditions”). One 20,000 bonus points offer per Program Account is available to residents of the United States who open a new M&T Business Rewards Credit Card by 6/30/20 and use it to make at least $500 in Purchases within the first 90 days after such Card is opened. Additional exclusions and terms apply. M&T Business Rewards Credit Cards earn 1.5 points for every $1 in Purchases. Offers and Rewards points are subject to change and/or discontinuation without notice. Full Program Terms & Conditions, Definitions, and other Program information can be found at rewards.mtb.com.
  • 0% introductory APR on balance transfers and purchases for 12 billing cycles (a balance transfer fee will apply). After the introductory period, your variable APR will be 12.24% – 19.24%.

    See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.
  • No foreign transaction fees

    See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.
  • Set credit card alerts

  • Access your rewards profile through Online and Mobile Banking

Variable APR of 12.24% – 19.24%
See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.

M&T Business Credit Card

Enjoy a competitive APR and other benefits that come with an M&T Business Credit Card.
  • No annual fee

    See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.
  • 0% introductory APR on balance transfers and purchases for 12 billing cycles (a balance transfer fee will apply). After the introductory period, your variable APR will be 10.24%–17.24%.

    See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.
  • No foreign transaction fees

    See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.
  • Global acceptance with chip technology

  • Set credit card alerts

Variable APR of 10.24% – 17.24%
See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.

M&T Business Rewards Credit Card

The M&T Business Rewards Credit Card lets you earn rewards for every purchase.
  • ​No annual fee

    See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.
  • Unlimited 1.5% cash back on every purchase

    The M&T Rewards Program (“Program”) is subject to the M&T Rewards Program Terms & Conditions (“Program Terms & Conditions”). One 20,000 bonus points offer per Program Account is available to residents of the United States who open a new M&T Business Rewards Credit Card by 6/30/20 and use it to make at least $500 in Purchases within the first 90 days after such Card is opened. Additional exclusions and terms apply. M&T Business Rewards Credit Cards earn 1.5 points for every $1 in Purchases. Offers and Rewards points are subject to change and/or discontinuation without notice. Full Program Terms & Conditions, Definitions, and other Program information can be found at rewards.mtb.com.
  • Earn 20,000 bonus points after making $500 in purchases during first 90 days

    The M&T Rewards Program (“Program”) is subject to the M&T Rewards Program Terms & Conditions (“Program Terms & Conditions”). One 20,000 bonus points offer per Program Account is available to residents of the United States who open a new M&T Business Rewards Credit Card by 6/30/20 and use it to make at least $500 in Purchases within the first 90 days after such Card is opened. Additional exclusions and terms apply. M&T Business Rewards Credit Cards earn 1.5 points for every $1 in Purchases. Offers and Rewards points are subject to change and/or discontinuation without notice. Full Program Terms & Conditions, Definitions, and other Program information can be found at rewards.mtb.com.
  • 0% introductory APR on balance transfers and purchases for 12 billing cycles (a balance transfer fee will apply). After the introductory period, your variable APR will be 12.24% – 19.24%.

    See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.
  • No foreign transaction fees

    See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.
  • Set credit card alerts

  • Access your rewards profile through Online and Mobile Banking

Variable APR of 12.24% – 19.24%
See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.
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Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.