Cover the cost of doing business.
Whether you are looking to earn cash back on every purchase or need a lower APR, we have a credit card option for you.


Business as usual — with rewards.
Earn 2% cash back for your first year with our M&T Business Rewards Credit Card to spend on growing your business.
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Business Rewards Credit Card | Business Credit Card | |
APR | Variable APR of 17.49% and 24.49% | Variable APR of 15.49% and 22.49% |
No Annual Fee | ||
Cash Back | Unlimited 2% cash back for your first year, and 1.5% cash back thereafter | |
Chip Technology for Global Acceptance | ||
Add and Manage Employee Cards | ||
M&T Assurance® Fraud Prevention | ||
Apple Pay®, Google Pay™ or Samsung Pay | ||
Customize Your Card | ||
Digital Wallet | ||
Credit Card Alerts | ||
credit card customization
Business is personal.
Share a little bit about yourself every time you use your card by customizing it with your own design.