Cover the cost of doing business.

Whether you are looking to earn cash back on every purchase or need a lower APR, we have an option for you. 

credit card in hand
business rewards credit card

Business as usual —
with rewards

Earn unlimited 1.5% cash back on all purchases PLUS a $250 bonus{{d782*}} with our M&T Business Rewards Credit Card to spend on growing your business.

woman using her credit card
business credit card

Focus on your business — let your card do the work.

If you're looking for a lower APR, our M&T Business Credit Card may be the right choice.

Compare Your Options Business Rewards Credit Card Business Credit Card
APR{{d915*}} 0% intro APR for the first 9 billing cycles. Intro APR applies to purchases only. Variable APR of 18.49% and 25.49%{{d915*}} thereafter. 0% APR for the first 12 billing cycles. Purchases and balances transfers are eligible for the Intro APR. Variable APR of 15.49% and 22.49%{{d915*}} thereafter.
No Annual Fee{{d915*}}
Cash Back{{d782*}} Unlimited 1.5% cash back plus a $250 bonus{{d782*}}  
Chip Technology for Global Acceptance
Add and Manage Employee Cards
M&T Assurance® Fraud Prevention
Apple Pay®, Google Pay™ or Samsung Pay
Customize Your Card{{d67*}}
Digital Wallet{{d478*}}
Credit Card Alerts


Business is personal

Share a little bit about yourself every time you use your card by customizing it with your own design.{{d67*}}

Credit Cards for Commercial Businesses

We offer credit cards designed for the needs of Commercial Business customers.