Take the next step with your business.

We're here to help. From setting up your business account, to understanding your options — you'll get support from real people who are here to guide you along the way.

Banking built for business.

Explore products and services designed to help your business reach its goals.

Business Checking
Cash Management
Business Financing
Business Credit Cards
Digital Banking
Merchant Services
SBA Loans
Business Savings

Annual Letter to Shareholders from René

Trust arrives on foot, but leaves on horseback. After a year during which a perennial expectation of trust in the U.S. banking sector was shaken, René notes that reestablishing industry confidence may take time.

Yet, despite last year’s bank failures against a landscape of rising interest rates and ongoing pandemic reverberations, by many measures 2023 can be considered a banner year for M&T. We remain vigilant on managing risk and continue to prize the ever-present goal of enriching the places and spaces we share with our customers. 

Artist: Silvia Lopez Chavez is a painter, muralist and illustrator, with her work framed by her experience as an Afro-Caribbean woman living and working in Boston.

Business doesn't just happen from 9-5.

We're here to help you move forward — outside of office hours.

Understanding what's ahead and guiding you through the decision-making process so you can take the next step. 

Transparency with the options you have, easy-to-understand resources and expertise from years of experience. 

Commitment from a bank with people who work and live in the communities with the small businesses they support.







Why we call it a Simple Checking Account.

It's designed to make managing your business finances easy on you. 

Simplify your taxes.

Separate business finances from your personal banking. 

Manage cash flow.

Ensure deposits are made and payments are accepted. 

Bank with ease.

Account access wherever you are with mobile and online banking.


Bank when it's convenient for you.

Whether you have a large or small business, take advantage of services that complement your business banking accounts. Designed to help manage your account with ease, so you can get back to business. {{d980*}}{{d229*}}


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Sandy Creek Animal Hospital

Providing care when it's needed most. A happy 'tail' from these owners who received more than just a loan from M&T. Keeping their employees on staff and their clients healthy has helped them keep safe what matters most.

Keeping your information secure is important.

Secure Browsing

Look for a lock next to our web address and "https" at the beginning of our web address to indicate secure pages displaying your sensitive customer information. 

Personal Information

M&T Bank never requests your personal information through email, U.S. mail or phone unless you initiate contact or we are completing an application for you. 


M&T Bank will never send you an email requesting your credentials or personal information. If you receive this type of email, please forward to