Business Credit Card Options

M&T Bank gives our Business customers the credit they deserve. Whether you’re looking for a great rate or rewards, we give you options to help meet your business needs.

M&T Business Credit Card

Enjoy a competitive APR and other benefits that come with an M&T Business Credit Card.
  • No annual fee

    See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.
  • 0% introductory APR on balance transfers and purchases for 12 billing cycles (a balance transfer fee will apply). After the introductory period, your variable APR will be 10.24%–17.24%.

    See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.
  • No foreign transaction fees

    See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.
  • Global acceptance with chip technology

  • Set credit card alerts

Variable APR of 10.24% – 17.24%
See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.

M&T Business Rewards Credit Card

The M&T Business Rewards Credit Card lets you earn rewards for every purchase.
  • ​No annual fee

    See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.
  • Unlimited 1.5% cash back on every purchase

    The M&T Rewards Program ("Program") is subject to the M&T Rewards Program Terms & Conditions ("Program Terms & Conditions"). You can obtain a copy of the Program Terms & Conditions and other information about the Program at www.rewards.mtb.com. Only M&T Business Rewards Credit Cards issued to residents of the United States and in good standing may be eligible to participate in M&T Rewards. We reserve the right to determine, in our sole discretion, whether a particular M&T Card or cardholder is eligible to participate in the Program. If you are a new M&T Business Rewards Credit Card customer and a resident of the United States, you will receive one (1) 10,000 bonus points award offer per Program Account (as defined in the Program Terms & Conditions) if you open and use that Card to make at least $500 in Purchases (as defined in the Program Terms & Conditions) within the first ninety days after such Card is opened. Additional exclusions and terms apply. M&T Business Rewards Credit Cards will receive one and a half (1.5) rewards points for every $1 spent on every Purchase (as defined in the Program Terms and Conditions). Offers and Rewards points subject to change and/or discontinuation without notice.
  • Earn 10,000 bonus points after making $500 in purchases during first 90 days

    The M&T Rewards Program ("Program") is subject to the M&T Rewards Program Terms & Conditions ("Program Terms & Conditions"). You can obtain a copy of the Program Terms & Conditions and other information about the Program at www.rewards.mtb.com. Only M&T Business Rewards Credit Cards issued to residents of the United States and in good standing may be eligible to participate in M&T Rewards. We reserve the right to determine, in our sole discretion, whether a particular M&T Card or cardholder is eligible to participate in the Program. If you are a new M&T Business Rewards Credit Card customer and a resident of the United States, you will receive one (1) 10,000 bonus points award offer per Program Account (as defined in the Program Terms & Conditions) if you open and use that Card to make at least $500 in Purchases (as defined in the Program Terms & Conditions) within the first ninety days after such Card is opened. Additional exclusions and terms apply. M&T Business Rewards Credit Cards will receive one and a half (1.5) rewards points for every $1 spent on every Purchase (as defined in the Program Terms and Conditions). Offers and Rewards points subject to change and/or discontinuation without notice.
  • 0% introductory APR on balance transfers and purchases for 12 billing cycles (a balance transfer fee will apply). After the introductory period, your variable APR will be 12.24% – 19.24%.

    See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.
  • No foreign transaction fees

    See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.
  • Set credit card alerts

  • Access your rewards profile through Online and Mobile Banking

Variable APR of 12.24% – 19.24%
See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.

M&T Business Credit Card

Enjoy a competitive APR and other benefits that come with an M&T Business Credit Card.
  • No annual fee

    See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.
  • 0% introductory APR on balance transfers and purchases for 12 billing cycles (a balance transfer fee will apply). After the introductory period, your variable APR will be 10.24%–17.24%.

    See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.
  • No foreign transaction fees

    See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.
  • Global acceptance with chip technology

  • Set credit card alerts

Variable APR of 10.24% – 17.24%
See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.

M&T Business Rewards Credit Card

The M&T Business Rewards Credit Card lets you earn rewards for every purchase.
  • ​No annual fee

    See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.
  • Unlimited 1.5% cash back on every purchase

    The M&T Rewards Program ("Program") is subject to the M&T Rewards Program Terms & Conditions ("Program Terms & Conditions"). You can obtain a copy of the Program Terms & Conditions and other information about the Program at www.rewards.mtb.com. Only M&T Business Rewards Credit Cards issued to residents of the United States and in good standing may be eligible to participate in M&T Rewards. We reserve the right to determine, in our sole discretion, whether a particular M&T Card or cardholder is eligible to participate in the Program. If you are a new M&T Business Rewards Credit Card customer and a resident of the United States, you will receive one (1) 10,000 bonus points award offer per Program Account (as defined in the Program Terms & Conditions) if you open and use that Card to make at least $500 in Purchases (as defined in the Program Terms & Conditions) within the first ninety days after such Card is opened. Additional exclusions and terms apply. M&T Business Rewards Credit Cards will receive one and a half (1.5) rewards points for every $1 spent on every Purchase (as defined in the Program Terms and Conditions). Offers and Rewards points subject to change and/or discontinuation without notice.
  • Earn 10,000 bonus points after making $500 in purchases during first 90 days

    The M&T Rewards Program ("Program") is subject to the M&T Rewards Program Terms & Conditions ("Program Terms & Conditions"). You can obtain a copy of the Program Terms & Conditions and other information about the Program at www.rewards.mtb.com. Only M&T Business Rewards Credit Cards issued to residents of the United States and in good standing may be eligible to participate in M&T Rewards. We reserve the right to determine, in our sole discretion, whether a particular M&T Card or cardholder is eligible to participate in the Program. If you are a new M&T Business Rewards Credit Card customer and a resident of the United States, you will receive one (1) 10,000 bonus points award offer per Program Account (as defined in the Program Terms & Conditions) if you open and use that Card to make at least $500 in Purchases (as defined in the Program Terms & Conditions) within the first ninety days after such Card is opened. Additional exclusions and terms apply. M&T Business Rewards Credit Cards will receive one and a half (1.5) rewards points for every $1 spent on every Purchase (as defined in the Program Terms and Conditions). Offers and Rewards points subject to change and/or discontinuation without notice.
  • 0% introductory APR on balance transfers and purchases for 12 billing cycles (a balance transfer fee will apply). After the introductory period, your variable APR will be 12.24% – 19.24%.

    See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.
  • No foreign transaction fees

    See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.
  • Set credit card alerts

  • Access your rewards profile through Online and Mobile Banking

Variable APR of 12.24% – 19.24%
See ​pricing information (PDF)​ for complete Terms and Conditions associated with M&T Bank Visa® Business credit card.
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Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.