Group Medical Plans

Find flexible and competitive healthcare coverage options designed to meet the needs of your business and your employees.

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Balance health care coverage and cost.

When you run a small business, employee health insurance may be one of your higher costs. The Benefits Team at M&T Insurance Agency, Inc. can help you provide your employees with options for comprehensive healthcare coverage, while helping you to manage costs associated with healthcare plans.

A Consultative Approach to Group Medical Plans

At M&T Insurance Agency, we help businesses of all sizes to find effective health care options. With most plans, employers don't have much control over plan design, nor do they have insight into their claims data, making cost management - or even cost containment- a challenge. We work with you to identify key considerations and build viable group medical programs designed to meet the needs of your employees and your business.

From simple HMO plans to complex cafeteria plans, we can help you with the objectives for your company's group benefits plan.

Benefits of Working with an Experienced Team

  • Access to major carriers, regional and national
  • Network evaluation
  • Plan design evaluation
  • Contribution analysis
  • Private exchange access

​Understanding What's Important to You

We know that, as a small business owner, you have a lot of priorities and your time is valuable. We're committed to providing responsive, high quality service at every turn, so you can focus your energy on running your business. 

Our approach to service includes:

  • A dedicated account manager
  • Timely plan renewal process
  • Claim resolution support
  • HR support
  • Compliance support
  • Legislation updates​
Insurance Products offered are: NOT FDIC Insured • Not a deposit in, obligation of, nor insured by any federal government agency • Not guaranteed or underwritten by the bank • Not a condition to the provisions or terms of any banking service or activity.
Insurance products are offered by M&T Insurance Agency, Inc., not by M&T Bank. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states.
The content of this page is for informational purposes only. It is not designed or intended to provide financial, tax, legal, investment, accounting, or other professional advice since such advice always requires consideration of individual circumstances. Please consult with the professionals of your choice to discuss your situation.