Solutions for Franchises

Whether you're just starting out or you manage several franchise locations, M&T can help you select a suite of products designed to help you succeed.

Find products and services fit to meet the unique needs of franchise owners.

When it comes to financing a new franchise or growing an existing one, M&T Bank can help grow your successful idea. We can work with you to simplify cash flow management, finance business expansion or partner buy-outs and help protect your assets. Learn more about the products and services we've created to support franchise businesses just like yours.

Have questions? To speak to an experienced Relationship Manager, call 1-800-724-6070 or stop by a local M&T branch.

​Business Checking

Whether your needs are basic or more complex, you'll find comprehensive banking services at a competitive price. Choose from a range of checking options and get online and mobile business banking. We make it easy to choose the checking account that's right for your business.

View Business Checking Products ›

​Business Savings

We're here to help you find the right way to reach your goals – and our savings accounts, Money Market Savings and Time Deposits are a great place to start for businesses big and small. Grow your money with one of M&T Bank's business savings products.

View Business Savings Products ›

​​​​​​Loans & Credit

Get competitive rates, flexible terms and 24-hour online access to your accounts. You'll find a range of loan products and credit line options to assist in your new store development, equipment upgrades or existing store acquision. Plus, we offer the personalized service it takes to understand your goals for your business.

View Loans & Credit Products ›

​Cash Management

Our tools and technology make it easy to manage your payables and receivables. M&T Bank offers products to handle your payables and receivables, plus we provide a thorough fraud and risk-management program.

View Cash Management Products ›

​​​M​​erchant Services

Streamline checkout for your customers and give your business more flexibility in how it collects payments and retail transactions. Our merchant processing specialists will help you choose the right credit card terminal and solution for your business, plus you'll get support from our in-house customer service team.

View Merchant Services Solutions ›

​​Investments & Insurance offered through M&T Securities, Inc.

M&T Securities, Inc. can provide you with guidance on non-deposit investments, insurance solutions and retirement planning.

View Investments & Insurance Solutions ›

​​​​Networking and Idea Sharing

Whether you're a start-up or a rapidly expanding franchise, you can benefit from our networking and collaboration across industries and verticals. We regularly host business round tables and seminars that offer insights on franchise industry changes.

Have questions about starting a franchise business or investing in updates?

Speak to an experienced Relationship Manager. Call 1-800-724-6070 or stop by a local M&T branch.

Are you a store owner with more than 20 locations?

Contact our Commercial Franchise Team directly for helping expanding your business.

Karen Schonfeld
410-244-4252
kschonfeld@mtb.com

Kent McClintock
410-280-5752
jmcclintock@mtb.com

Kyle Jenson
410-244-4029
ksjenson@mtb.com

​All products and services are subject to eligibility and restrictions may apply.
All M&T checking and savings accounts are subject to M&T standard account agreements.
Use of these features and services requires Internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the Internet. M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier's text messaging and data charges may apply. Fees may apply for optional services provided through M&T Online Banking. View the M&T Digital Services Agreement for additional details.
Use of these features and services requires Internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the Internet. M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier's text messaging and data charges may apply. Fees may apply for optional services provided through M&T Online Banking. View the M&T Digital Services Agreement for additional details.
All M&T checking and savings accounts are subject to M&T standard account agreements.
Use of these features and services requires Internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the Internet. M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier's text messaging and data charges may apply. Fees may apply for optional services provided through M&T Online Banking. View the M&T Digital Services Agreement for additional details.
All loans and lines of credit are subject to receipt of a complete M&T application, credit approval and other conditions.
M&T Bank Merchant Services® are available subject to completion of a Merchant Services application and credit approval. Merchant Services are provided subject to the terms and conditions of M&T Bank's Merchant Services Agreement. Availability of funds is subject to M&T Bank's Funds Availability Policy. Additional terms and conditions apply.
Investment and Insurance Products: • Are NOT Deposits • Are NOT FDIC Insured • Are NOT Insured By Any Federal Government Agency • Have NO Bank Guarantee • May Lose Value​​​​​
Brokerage services and insurance products are offered by M&T Securities, Inc. (member FINRA/SIPC), not by M&T Bank. M&T Securities is licensed as an insurance agent and acts as agent for insurers. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states.