Insurance

All small businesses need some type of insurance coverage. Whether you need new policies or you want to review your current policies, our advisors can help you navigate the complexities of coverage, carriers and costs.

Important Information for New York Insurance Policy and Annuity Contract Holders

If you are a property and casualty or life insurance policyholder or an annuity contract holder and reside in New York State, new measures and assistance are now in place to help you.

Learn more: Life Insurance Policies and Annuity Contracts for New York State Residents (PDF)

Options Tailored to Your Business   

M&T Insurance Agency, Inc. work with business owners and a wide network of insurance carriers to design small business insurance programs that help provide the maximum protection while being as cost-effective as possible. We have knowledge and experience in building risk management programs across all sectors – including retail, restaurants, salons and small contractors, to name a few. Find out what we can do to support the insurance needs of your business.

In This Section

  • Key Person Insurance >  Help protect your company against the loss of valuable individuals with key person insurance and corporate-owned life insurance policies.
  • Small Business Property & Casualty Insurance >  M&T's property and casualty insurance solutions are designed to give small business owners maximum coverage at an affordable price.
  • Employee Benefits Solutions >  From health plan design modeling to Affordable Care Act (ACA) compliance services, we are well positioned to assist you with your small business employee benefits needs.
  • Contact Us >  Request more information about the insurance offerings M&T Insurance Agency can provide to your small business. Get in touch today.
Insurance Products offered are: NOT FDIC Insured • Not a deposit in, obligation of, nor insured by any federal government agency • Not guaranteed or underwritten by the bank • Not a condition to the provisions or terms of any banking service or activity.
Insurance products are offered by M&T Insurance Agency, Inc., not by M&T Bank. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states.
The content of this page is for informational purposes only. It is not designed or intended to provide financial, tax, legal, investment, accounting, or other professional advice since such advice always requires consideration of individual circumstances. Please consult with the professionals of your choice to discuss your situation.