Investment & Insurance Perks

You’ve earned it. Now learn more about Employee Banking perks with a little extra savings from your Employee Discount.

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We understand what's important to our employees.

We know planning for your future is important. M&T Securities, Inc. and M&T Insurance Agency, Inc. can help you better understand what you can do today to get on the right path to your financial future.

Products & Servic​​es​

Whether you're looking for retirement investment strategies, needing to update your insurance coverage, or interested in tax-smart investments to help keep more of your earnings, consider letting M&T Securities or M&T Insurance Agency help.

Enjoy the inv​​estment perks you've earned.

  • 10% discount on commissions​ on individual stock and option transactions with M&T Securities
  • No up-front sales charge on your purchase of shares of the Wilmington Funds and other select mutual funds (please refer to the fund prospectus for additional terms and conditions and other expenses/management fees that may apply)
  • 20% discount on Wilmington Trust Services for you and your immediate family members

Get in to​uch with your investment team to get started.

Contact your local M&T Securities Financial Consultant for more information about the M&T Employee Discounts listed above, or call an M&T Securities Registered Representative at 1-800-724-7788.

Learn more about your personal and casualty insurance perks.

As an M&T employee, you can access life and personal insurance options through M&T Securities, in addition to personal property insurance through M&T Insurance Agency, our wholly owned subsidiaries.

M&T Insurance Agency offers a wide variety of personal insurance products, from basic Apartment or Rental Policy, to the most sophisticated coverage needs that can bundle auto and home with valuable items, jewelry and identity theft protection.

Schedu​le your complimentary Personal Property Insurance Policy Review.

If you have complex insurance needs, or own unique assets, our experienced insurance professionals can customize a personal property insurance solution for you. M&T Insurance Agency has experience in the personal insurance industry, and we're committed to providing policies that meet our clients' specific needs. 

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Schedule your complimentary review today. 

  • Call 1-800-716-8314 (Monday–Friday 8:30am–5:00pm ET)
  • Email M&T Employee Insurance to set up an appointment​

Sche​​dule your complimentary Life Insurance Policy Review.

Every employee can call for a complimentary, confidential Life Insurance Policy Review where we will analyze your current policies and make recommendations on how to improve your coverage – and possibly save you money.

We will design a program to help you protect your future and that of your family. Our staff is prepared to help you as life happens.

Commission discounts apply only to stock and option transactions above the $35 minimum commission, not to mutual funds or other investments, and do not apply to transactions made via M&T Web Trading. M&T Securities, Inc. does not provide investment advice in connection with individual stock and option orders.
Investment and Insurance Products: • Are NOT Deposits • Are NOT FDIC Insured • Are NOT Insured By Any Federal Government Agency • Have NO Bank Guarantee • May Lose Value​​​​​
The Life Insurance Policy review is offered at no cost. There is no obligation to purchase financial products or services from M&T Insurance Agency, Inc. as a result of the review.
M&T has discretion to impose other terms, conditions or exclusions on the employee perks program or modify or suspend it at any time. Other limitations and exclusions may apply. Please see a representative for full details.
The content of this page is for informational purposes only. It is not designed or intended to provide financial, tax, legal, investment, accounting, or other professional advice since such advice always requires consideration of individual circumstances. Please consult with the professionals of your choice to discuss your situation.
Brokerage services and insurance products are offered by M&T Securities, Inc. (member FINRA/SIPC), not by M&T Bank. M&T Securities is licensed as an insurance agent and acts as agent for insurers. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states.
Insurance Products offered are: Not FDIC insured; Not a deposit in, obligation of, nor insured by any federal government agency; Not guaranteed or underwritten by the bank; Not a condition to the provisions or terms of any banking service or activity.   Insurance products are offered by M&T Insurance Agency, Inc., not by M&T Bank. Insurance policies are obligations of the insurers that issue the policies.
Wilmington Trust is a registered servicemark. Wilmington Trust Corporation is a wholly owned subsidiary of M&T Bank Corporation (M&T).