Education & Not-for-Profit Banking

Meet your organization's financial goals with reliable financing, and specialized education and not-for-profit financial products, delivered by experienced professionals from M&T Bank.

Contact a Relationship Manager Today >

Benefit from our individualized approach to not-for-profit banking.

M&T Bank's Education and Not-for-Profit Banking Group strives to provide tailored financial solutions that accommodate the unique needs of our clients, including tax-exempt financing, new markets and historic tax credit support and investing, and loans based on capital campaign pledges, tuition, and dues.

​About Our Team

Led by Janet Farrell, Marguerite Mugge, and Alexis Agnello, the Education and Not-for-Profit Banking Group includes more than 50 seasoned not-for-profit bankers and support staff who have extensive regional industry experience and are members of your local community from the mid-Atlantic to New England.

​Our Clients

We serve every type of not-for-profit organization – from schools to human service providers and religious organizations to associations and trade unions. We serve over 3,000 clients, and we currently manage over $2 billion in credit commitments.

​Get in touch.

Find out what we can do for you. Our Relationship Managers are regionally located, so you can work with someone who is familiar with your community. Contact Us to schedule a meeting with M&T business partners who can help you with your specific banking, borrowing, insurance, investment or other financial needs.

Our Services

Every organization has different financial needs and goals. Our Relationship Managers learn about yours and then collaborate with M&T Product Specialists across the bank to craft an optimal combination of products and services. Combined with our extensive experience, this allows us to structure creative and sustainable financial solutions to help meet your needs.

Specialized Solutions

  • Tax-exempt financing, both bank-held (through M&T Bank and subsidiaries) and investor-held (through M&T Securities, Inc., see below)
  • New Markets Tax Credit Program equity investor and leveraged lender
  • Historic Tax Credit equity investor and bridge lender
  • Lending based on capital campaign pledges
  • Working capital financing
  • A full range of depository, payment solutions, and treasury management products and services
  • Purchasing cards and merchant card services

​Services Provided by M&T Securities, Inc. and Wilmington Trust

With access to financing, investment and insurance solutions, you can enjoy a service experience that addresses your specific financial goals.

​M&T Securities, Inc.

  • Specialists in education, housing and community-based organizations
  • Sale of investor-held taxable and tax-exempt securities
  • Placement of bank-held taxable and tax-exempt securities

Learn More About M&T Securities >

​Wilmington Trust

Foundation and endowment advisory services:

  • Dedicated business segment devoted to not-for-profits
  • Assistance in drafting or revising your investment policy statement
  • Assessing your sustainable spend
  • ​Managing your strategic and tactical asset allocation
  • Implementing your portfolio within an open architecture structure of professional management
  • Tailored investment of endowment, short-term, and defined benefit assets
  • Fiduciary assistance
  • Comprehensive reporting and client communication

Institutional client services:

  • Outsourced Chief Investment Officer (comprehensive discretionary investment advisory)
  • Fixed income and equity investment management
  • Tax-exempt bond trustee
  • Custody of investments
  • Administration of employee benefit plans
  • Captive insurance management

Learn More About Wilmington Trust >

​M&T Insurance Agency, Inc. Services

  • P&C coverage with a unique understanding of your property and casualty risks
  • D&O coverage to assist you in attracting and retaining qualified directors and officers
  • Surety bonds as needed for construction projects or to replace letters of credit or security deposits

Learn More About M&T Insurance Agency, Inc. >

Investment and Insurance Products: • Are NOT Deposits • Are NOT FDIC Insured • Are NOT Insured By Any Federal Government Agency • Have NO Bank Guarantee • May Lose Value​​​​​
Brokerage services are offered by M&T Securities, Inc. (member FINRA/SIPC), not by M&T Bank.
Insurance Products offered are: Not FDIC insured; Not a deposit in, obligation of, nor insured by any federal government agency; Not guaranteed or underwritten by the bank; Not a condition to the provisions or terms of any banking service or activity.   Insurance products are offered by M&T Insurance Agency, Inc., not by M&T Bank. Insurance policies are obligations of the insurers that issue the policies.
Wilmington Trust is a registered servicemark. Wilmington Trust Corporation is a wholly owned subsidiary of M&T Bank Corporation (M&T). Investment management and fiduciary services are provided by Wilmington Trust Company, operating in Delaware only, Wilmington Trust, N.A., a national bank, and M&T Bank. International corporate and institutional services are offered through Wilmington Trust Corporation's international affiliates. Loans, credit cards, retail and business deposits, and other business and personal banking services and products are offered by M&T Bank.
​All products and services are subject to eligibility and restrictions may apply.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.