We understand the unique needs and regulatory requirements facing thousands of local government entities in the regions that we are proud to serve. M&T Bank has a dedicated team of experienced Government Bankers that exclusively partner with government leaders.
Flexible Solutions for the Public Sector
We offer services to help your organization meet its financial goals.
Building Stronger Communities
- Local municipalities, State and County government
- State agencies
- Public authorities and utilities
- Special purpose districts
- Housing authorities
- Public school systems
- Public Fire Districts & Libraries
Government Financing Services
The M&T Bank Government Banking team brings decades of experience in the structuring and issuance of public borrowings. From short-term anticipation notes to longer-term capital and project financing, our team is dedicated exclusively to local, country, and state governments creating stronger communities with a thoughtful approach to debt structure and a deep understanding of state and local requirements.
- Anticipation Notes (Tax, Bond, Grant)
- Equipment Financing
- Capital Improvement Projects
- Infrastructure Financing
- "Bridge" or "Interim" Notes
M&T's Financial Empowerment Team
We’re here to help with what’s important, no matter where life takes you. M&T’s Financial Empowerment Team works with local organizations to increase financial education in our communities. With our no-cost financial wellness workshops and M&T’s Financial Education Center, you can get access to information on a variety of topics like budgeting, credit management, building wealth & retirement, and more. It’s like having the expertise and knowledge of an M&T Banker anywhere you go.
Are you interested in setting up a Financial Empowerment workshop for your organization? Contact the Financial Empowerment Team here.
United Way Financial Empowerment Center Partnership
M&T Equipment Finance Corporation
A nationwide lender that provides capital for equipment purchases, acquisitions, and business growth. We provide financing and leasing services* throughout the country from our six operating centers.