Collection Services for Government Clients

Let M&T bring efficiency and enhanced security to your organization's currency processing and payment collection procedures.

Cash Vault Services

Does your office have a high volume of cash deposits every workday? Are you looking for extended same-day deposit windows? Our cash vault services can help meet your coin and currency needs.

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Lockbox Services

M&T Bank's Lockbox Service is the most efficient way to collect payments mailed to you. We pick up mail directly from the post office throughout the day, deposit the checks into your account, and send you deposit information so you can update your records.

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Cash Concentration

Transfer funds electronically or by phone on a next-day basis from other banks to M&T.

Deposit Reconciliation

Tracking deposits from multiple locations to a single demand deposit account (DDA) is simple with M&T's Deposit Reconciliation service. Available on a daily, weekly or monthly basis, deposit reconciliation groups deposits by location number as encoded on the deposit ticket.

Zero Balance Accounts (ZBA)

Maintain centralized control over your cash, while allowing for the decentralized operation of individual accounts. Ensure fund flow between accounts in a manner that minimizes the risk of overdrafts and idle funds.

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Find out how we can help.

To learn more about M&T's collection services, please contact your M&T Government Banker directly.

​All products and services are subject to eligibility and restrictions may apply.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for details.