Commercial Checking Accounts

Choose the corporate checking account that gives you the features you need – and the top-tier service you deserve.

Maximize your liquidity and keep your flexibility.

Your company's checking account is typically the financial solution that businesses use most. Make sure your checking account is working as hard as you do. M&T's account options allow you to decide whether you'd prefer to earn interest or save money on service charges, among other benefits.

M&T offers three commercial checking account options.

​Corporate Checking

  • Analyzed, tiered, non-interest-bearing checking account
  • Provides earnings credit rate to reduce or offset service charges
  • FDIC coverage​​

​​Corporate Checking with Interest

  • Analyzed, tiered, interest-bearing checking account
  • Competitive interest rates
  • FDIC coverage

Award-Winning Service

M&T's commercial customer service team has a proven record of providing attentive, relationship-based service to businesses of all types and sizes.

In 2019, Greenwich Associates recognized M&T with 13 regional and national Greenwich Excellence Awards and two Greenwich Best Brand Awards for small business and middle market banking products and services. Among those awards, our commercial team was recognized for:

  • Overall Satisfaction
  • Best Brand - Trust
  • Likelihood to Recommend
  • Financial Stability

Read More About M&T's Greenwich Awards >

Ready to get started?

We want to help you find the commercial checking account that's right for you. Here are three easy ways to learn more about opening an account:

  • Online. Submit a request for more information and let us know when and how to get in touch with you
  • Phone. Call 1-800-724-2240 (Monday–Friday 6am–9pm ET Saturday–Sunday 9am–5pm ET) to speak to a Commercial Service Team Representative or call your M&T Relationship Manager directly
  • V​isit a branch. Stop by your closest ​M&T branch​
Deposits are FDIC-insured up to the maximum applicable limits.
Deposits are FDIC-insured up to the maximum applicable limits.
Based on Greenwich Associates 2018 Commercial Banking Study.
All M&T checking accounts are subject to M&T standard account agreements.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.