Remote Check Deposit &
Commercial Deposit App
Deposit checks without a trip to the bank and save time, money and hassle.
How It Works
All you have to do is scan checks for deposit using a certified desktop check scanner, and send the check images to M&T Bank electronically for deposit via an Internet connection.
Without leaving the office, you can enjoy the benefits of remote check deposit, including:
- Cost savings. Save money and time by reducing, or possibly eliminating, courier runs and employee trips to the bank
- Later deposit deadlines. Make electronic deposits until 10pm ET on business days for same-day ledger credit
- Reduced "desk float." Deposit checks in minutes from your desktop
- Better service. Serve areas with a limited M&T branch network
- Web-based (thin client technology). Eliminate the need to spend time loading or maintaining system software
- Conversion of eligible checks to ACH. Use this enhanced feature to authorize M&T to convert eligible checks to ACH transactions, which may enhance funds availability and provide faster returned item notification
Calculate your potential savings.
Find out how much you could save in the first year by enrolling in Remote Check Deposit versus making manual deposits at the branch.
Introducing the Commercial Deposit App
With M&T’s Commercial Deposit App, you can now create, review and approve deposits while away from your Remote Check Deposit desktop service while on the go. With our advanced integration system, Remote Check Deposit and Commercial Mobile Deposit are seamlessly combined so you can access using a desktop, PC, tablet or smart phone with ease.
- Create a deposit. Scan using the camera on your smartphone or tablet to properly capture the front and back of a check or multiple checks you want to deposit
- Edit and approve. Review your deposit for approval and note if any error messages are displayed that need correction. If you no longer need a particular deposit, you can edit and delete them before you complete the process
- Submit your deposit. Once you have all of your deposits set-up, tap complete to confirm you want to submit your deposit(s)
Take the next step.
To learn more, or to enroll in our Remote Check Deposit services, please call 1-800-724-2240, Monday–Friday, 8am–6pm ET to speak to one of our experienced Commercial Service Team Representatives, or contact your dedicated M&T Relationship Manager.