Treasury Management Agreements

Master Treasury Management Services Agreement and Product Terms and Conditions Booklet.

The Master Treasury Management Services Agreement (“TM Agreement”) is M&T’s general agreement governing treasury management services (“TM Services”), and the Product Terms and Conditions Booklet (“Booklet”) reflects current product information, operational procedures, and terms and conditions applicable to TM Services. 

2022 terms for Clients that signed up for or added any TM Services after May 1, 2022: The TM Agreement and Booklet have been revised as part of M&T’s annual agreement review process to reflect changes and upgrades to our service offerings and the revised TM Agreement and Booklet are effective on and after May 1, 2022 for Clients that have signed up for or added one or more TM Services after that date.*

You can review the revised TM Agreement and Booklet, as well as the letter providing additional details of the revisions, and a summary of changes made to the Booklet in 2022, below:

2021 terms for all other TM Clients:  If you signed up for TM services prior to May 1, 2022 and have not added TM services since May 1, 2022, your TM Services are governed by the version of the TM Agreement and Booklet that reflects the terms as of May 1, 2021. Note: if you signed up for TM Services or added TM Services after May 1, 2022, please see the 2022 terms above.

You can review the 2021 TM Agreement and Booklet, as well as the letter providing additional details of the revisions, and a summary of changes made to the Booklet in 2021, below:

We strongly encourage customers receiving treasury management services to carefully review the TM Agreement and Booklet accessible through this webpage.

Please let us know if you have any questions by calling the Treasury Management Service Team at 1-800-724-2240, Monday – Friday, 8:00 a.m. – 6:00 p.m. ET.

If you disagree with any of the terms in the revised TM Agreement or Booklet, you should discontinue your enrollment in and use of the treasury management services. By continuing to be enrolled in, using, or paying for such services after the effective date indicated above, you agree to and will be bound by the terms of the revised TM Agreement and Booklet.
 
The Booklet applies if your organization has signed a TM Agreement with M&T. The terms and conditions set forth in the Booklet form part of your agreement with M&T, and your continued use of our treasury management services will be governed by such agreement, including the TM Agreement and Booklet. Please note that those customers whose use of treasury management services is governed by a negotiated version of the TM Agreement and Booklet (or other agreement governing treasury management services) or a version of the TM Agreement (or other agreement governing treasury management services) dated prior to 2012 are not subject to the revised TM Agreement or revised Booklet.
After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements.