M&T’s Community Bank Approach

We’ve created 16 Community Bank Regions to provide commercial businesses from New York to Virginia with focused customer service and access to local decision-making.  

We're invested in your success – and your community.

When you need a bank to handle your commercial business, choosing a bank that's established within your community and understands the nuances of the local economy can add a lot of value. As a large regional bank with a community bank model, we understand that – to best support you – we need to have a meaningful presence in the areas where you do business.

That's why M&T is organized around 16 Community Bank Regions that work to support the businesses and the communities in each of those locations.

Experienced and engaged regional presidents contribute to the business oversight, economic development and charitable initiatives in their areas, while also supporting the M&T Relationship Managers who serve our commercial customers at the local level.

Learn More About Your Community Bank Region ›

Building Long-Term Relationships

Loyalty and personalized service are critical to building lasting relationships with our customers. You can rely on us to consistently deliver the services you need to operate and grow your business, even in fluctuating markets. And our one-on-one approach gives you the benefit of customized, strategic guidance that's backed by the resources of one of the nation's best-performing regional banks.

M&T Relationship Managers

Every M&T customer works directly with a knowledgeable M&T Relationship Manager, your single point of contact, dedicated to understanding your business and your goals. By taking the time to get to know you, your organization and your industry, your Relationship Manager is able to serve as a consultant and a collaborator across all of our products and solutions.

With this comprehensive approach to supporting your company, your Relationship Manager considers your entire financial picture while working with specialists to recommend solutions for all of your business and lending needs.

Making Lending Decisions Locally

At M&T, we see beyond the numbers and lend in the markets where we live and work, to people and enterprises we know. When you're seeking financing, your Relationship Manager is uniquely positioned to offer guidance to our local decision-making teams. A well-rounded picture gives us greater flexibility in the way we manage and approve credit.

Connecting You to Regional Leadership

From New York to Virginia, M&T does business where you do business. Contact your nearest Regional President, and let's start a conversation about how our local knowledge and broad offerings can help you meet your objectives.

Contact Information​ 

Region Regional President Phone
Western NY/Southern Ontario Shelley Drake 716-848-7303
Rochester Dan Burns 585-258-8283
Central NY Steve Gorczynski 315-424-4564
Southern NY Peter Newman 607-779-5907
Albany/Hudson Valley Mark Stellwag 845-440-2898
New England Tim Wade 617-457-2022
Tarrytown/Connecticut Frank Micalizzi 914-366-8567
New Jersey Tom Comiskey 732-476-6148
New York City Blair Ridder 212-350-2480
Long Island Jason Lipiec 631-501-4113
Philadelphia/Southern NJ Bernie Shields 267-880-0897
Northern PA Phillip Johnson 570-327-2109
Central/Western PA Nora Habig 717-237-6271
Southeast PA Tom Koppmann 717-852-2077
Baltimore/Chesapeake Augie Chiasera 410-244-3772
Greater Washington and Virginia Cecilia Hodges 703-748-3734
Delaware Nick Lambrow 302-651-8140
Florida Rich Gieseler 561-801-7900