Loans & Lines of Credit

Trust one of the nation's healthiest banks to fund your business loan and help you take the next step toward reaching your goals. Explore your loan options with M&T.

In This Section

  • Commercial Term Loans >  Apply for a term loan to finance your intermediate or long-term fixed assets and learn about our extended borrowing options for businesses.
  • Business Lines of Credit >  Looking for a flexible financing option? Take advantage of seasonal opportunities and solve challenges surrounding cash flow shortages with an M&T Line of Credit.
  • Asset Based Financing >  Learn more about a flexible financing option that can help your business grow.
  • Government-Backed Financing Programs >  Leverage M&T Bank’s relationship with local and state agencies to access Government Financing Programs that can help your business obtain better rates.
  • Commercial Loan Invoice > Learn more about how to read your commercial loan detailed and summary statement.


All loans, lines of credit, and all terms referenced herein are subject to receipt of a complete M&T application, credit approval and other conditions. Other terms, conditions, fees and restrictions may apply.​
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for details.