Commercial Insurance

Insights to Power Your Insurance Program

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Important Information for New York Insurance Policy and Annuity Contract Holders

If you are a property and casualty or life insurance policyholder or an annuity contract holder and reside in New York State, new measures and assistance are now in place to help you.

Learn More:  Life Insurance Policies and Annuity Contracts for New York State Residents (PDF)

A Trusted Resource for Managing Risk

At M&T Insurance Agency (MTIA), Inc., we are committed to helping you safeguard your business, its assets, and its reputation. Our experienced consultants work to understand your business and industry dynamics, collaborate with you to find appropriate solutions for today and in the years to come. We don’t just sell insurance; we provide a consultative experience grounded in trust, and centered on you. Our team acts as an extension of your team, offering proactive guidance, personalized attention, and a holistic risk management solution.

Our Experience is Your Best Protection

When it comes to protecting your most important assets, you need a risk management provider with skill, experience, and longevity. M&T Insurance Agency, Inc. has been advising business owners for more than six decades, giving us in-depth knowledge of the insurance needs of businesses of all sizes and in numerous industries.

Our skilled and credentialed insurance professionals serve clients throughout the Northeastern United States and Mid-Atlantic region. Our strong relationships with some of the largest insurance companies give us access to a range of coverages for your commercial insurance needs.

And, we are part of the M&T Bank family, which has more than 160 years of experience providing solutions for businesses.

Learn more about our full range of risk management solutions for your business ›

In This Section

  • Property & Casualty Insurance >  Manage risk and help protect your business with our innovative property and casualty insurance options and customized insurance review process.
  • Surety Bond Solutions >  Allow our surety professionals to find creative surety solutions for your business or project.
  • Employee Benefits Solutions >  From health plan design modeling to Affordable Care Act (ACA) compliance services, we are well positioned to assist you with your employee benefits needs.
  • Alternative Risk Programs >  Our experienced team can help your business mitigate risk and manage costs with innovative products and services. Learn more about the benefits of our alternative risk options.
  • Captive Solutions >  Wondering whether alternative risk financing is right for your company? Talk to an experienced M&T captive insurance professional today.
  • Risk Management Services >  Consult our experienced insurance professionals for full-service solutions including loss control and prevention, as well as claims assistance.
  • Trade Credit Insurance >  Learn how trade credit insurance through M&T Insurance Agency, Inc. can increase your company's competitiveness, improve your borrowing relationship, and help protect you from customer default or bankruptcy.
Insurance Products offered are: NOT FDIC Insured • Not a deposit in, obligation of, nor insured by any federal government agency • Not guaranteed or underwritten by the bank • Not a condition to the provisions or terms of any banking service or activity.
Insurance products are offered by M&T Insurance Agency, Inc., not by M&T Bank. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states.
The content of this page is for informational purposes only. It is not designed or intended to provide financial, tax, legal, investment, accounting, or other professional advice since such advice always requires consideration of individual circumstances. Please consult with the professionals of your choice to discuss your situation.