Loan Syndication

Seize an immediate market opportunity with a multi-investor, syndicated loan. The experienced team at M&T Bank can line up the investor group and arrange the entire process quickly and efficiently.

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Access capital and liquidity for immediate needs, scalable for future growth.

You may find your business in one of the following situations where you need a loan greater than a single bank can provide:

  • Organic growth
  • Acquisition
  • Leveraged buyout
  • Dividend recapitalization
  • Management buyout
  • Growth CapEx
  • Second-lien and last-out term loan financing
  • Private equity and financial sponsors

Our Clients

Whether your company is a middle-market company, large corporation or a not-for-profit organization, M&T Bank’s Debt Capital Markets Group works to tailor a credit facility to help meet each client’s unique needs.

Loan Syndication Process

M&T can arrange facilities or provide underwritten commitments to ensure date certain execution for your specific situation.

  • Advising on initial market trends and dynamics
  • Developing the optimal capital structure
  • Determining the most efficient and effective distribution strategy
  • Managing the closing and ongoing administration of the facility and investor group
  • Ratings Agency Interaction

Experience and Specialization

Our senior leadership has over 25 years of investment banking experience with strong coverage in the following sectors:

  • Private equity and financial sponsors
  • Leveraged finance
  • Commercial and Industrial lending
  • Real estate lending
  • Asset-based lending
  • Auto floor plan financing
  • Equipment leasing
  • Healthcare

Typical Transaction Types

Characteristics of syndicated lending transactions at M&T Bank include:

  • Size. Typically greater than $40,000,000
  • Maturities. From 364 days to 10 years
  • Investors. Commercial banks, non-bank financial companies, business development companies, i​​nsurance companies and other institutional investors such as CLOs, CDOs, mutual funds, etc.

Working Together

We believe that client relationships begin with M&T’s Relationship Management Team, and multi-bank loan execution is no different. Your Relationship Team and the Debt Capital Markets (DCM) Group work together through every step of the process to achieve your company's goals. 

Learn more.

If you would like to learn more about M&T Bank’s Loan Syndication capabilities, please contact John Whalen at jwhalen@mtb.com or 410-244-3849.

Investment and Insurance Products: • Are NOT Deposits • Are NOT FDIC Insured • Are NOT Insured By Any Federal Government Agency • Have NO Bank Guarantee • May Lose Value​​​​​