M&T Bank Commercial Card Agreement

Review the updated agreement for VISA® Charge Cards and Card Products for up-to-date legal information about M&T's Commercial Card.

Download the latest Agreement.

We have updated our Agreement for VISA® Charge Cards and Card Products to reflect updated product information, operational procedures, terms and disclosures applicable to our Commercial Card product offering.

Continued use of your Commercial Card Account after the effective date is deemed acceptance of the revised agreement.

Please familiarize yourself with these documents. We encourage you to download and print or store a copy of them for your records. If you would like us to mail you a hard copy of these documents, please call M&T’s Commercial Card Team at 1-800-443-8671 Monday–Friday 7am–7pm ET and Saturday 9am – 5pm ET.

Download Agreement (PDF) ›

Download Application Election and Pricing Form (PDF) ›

Download M&T Rebate Schedule ›

Download MCC Addendum ›

For Rewards Clients:

Download Rewards Agreement (PDF) ›