M&T provides the following options for making your mortgage loan payments. There are no fees for these services and you do not need an M&T Bank checking or savings account to make payments:

• Enroll in automatic payments.
  • Monthly Drafting - If you would like to enjoy the convenience of monthly automatic payments, you can enroll in M&T’s automatic payment service by visiting onlinebanking.mtb.com
    
    
  • Flex Drafting - payments can also be drafted in smaller amounts weekly, every other week or twice a month. Flex Draft enrollment is available at mtb.com/achenroll. Flex Drafting enrollment timeline may vary. 

• Pay with M&T Online or Mobile Banking. Schedule your payments to occur on different days, from month to month, when it’s most convenient for you.
• Pay by Phone. You can also use M&T’s Automated Telephone Payment Service 24 hours a day, 7 days a week by calling 1-866-241-6014
  
• Other online payment services. If you have been making mortgage payments automatically through an online banking service or other provider, you’ll need to update the payee information and account number before your next payment due date
• Pay by Mail or In-Branch. You should have started receiving monthly billing statements from M&T with a coupon to make your payments. If you intend to pay by mail or in-branch it is strongly recommended you enroll in eStatements to avoid mailing delays.  It’s also recommended any payments be mailed at least 7 calendar days prior to your due date.
  
  Payments should be directed to:

M&T Bank
P.O. Box 62182
Baltimore, MD 21264-2182