CELEBRATING
Hispanic Heritage Month
We're proud to celebrate Hispanic Heritage Month and the achievements of our employees.
M&T's success comes from being a diverse and inclusive company, learn more about some of our Hispanic/Latino employees and what makes them so great!
What does Hispanic Heritage Month means to you?
"To me Hispanic Heritage month gives me the opportunity to share my roots and to show the world the many wonderful positive characteristics that our culture has to offer and I love to celebrate it by spending quality time learning new things about all the other countries in Latin America."
JUAN CHAVARRIAGA RAMIREZ.
Colombian
Branch Manager Manassas VA
I was born and lived in Medellin Colombia until the age of 16 when my mom and I sold everything we had and packed our clothes to move to the US in search of a better future for the both of us. That was 25 years ago.
Gabriel Garcia Marquez is someone I admire because of his contribution to literature.
Most favorite memories were spending my vacations/birthdays/holidays in my grandparents’ coffee farm. We got to live the farm life and experience fruit and vegetable harvesting, coffee harvesting and basic Livestock care which turns out, it makes for great stories to tell my kids now.
JUAN CHAVARRIAGA RAMIREZ.
Colombian
Branch Manager Manassas VA
What does Hispanic Heritage Month means to you?
"To me Hispanic Heritage month gives me the opportunity to share my roots and to show the world the many wonderful positive characteristics that our culture has to offer and I love to celebrate it by spending quality time learning new things about all the other countries in Latin America."
I was born and lived in Medellin Colombia until the age of 16 when my mom and I sold everything we had and packed our clothes to move to the US in search of a better future for the both of us. That was 25 years ago.
Gabriel Garcia Marquez is someone I admire because of his contribution to literature.
Most favorite memories were spending my vacations/birthdays/holidays in my grandparents’ coffee farm. We got to live the farm life and experience fruit and vegetable harvesting, coffee harvesting and basic Livestock care which turns out, it makes for great stories to tell my kids now.
KRYSTAL FRANCO
Puerto Rican
Universal Banker
How does speaking or not speaking fluent Spanish impact your identity?
"Working here, while not being fluent in Spanish, has made me realize that I need to speak Spanish more fluently due to the fact that now I work for M&T Bank, where 80% of our customers are Spanish speaking. Needing to communicate with my customers in Spanish has pushed me back a little just because it has shown me that I should speak Spanish not only here, but at home and just throughout my daily life. "
What Hispanic Heritage Month means to me is basically celebrating how important our culture is here in United States, having parents that came from Puerto Rico not knowing anything of English it was a little harder, but they showed me growing up that if you don’t try and try to make something out of yourself you won’t be anything in life and that definitely motivated me a lot in life.
I do have a role model, My role model is my grandmother, she is Puerto Rican/Indian and she is someone I look up to since I was little just because she has always showed me how hard you have to strive in life and how much you always have to set life goals and opportunities for yourself, and for that she has always been very successful in life and has always had what she sets her mind to do, for that I have always looked up to her.
The roadblocks that I have encountered in life is when I was pregnant and had my son, I was out of work for whole year, being out of work that long did impact me a little financially but also made me realize “okay I need to get my life together and do something not only for me but for the new family that I am building” let me just say working for M&T it has definitely helped me overcome some of my life goals, I’m feeling more motivated to want to move forward in life and be/do better and that means everything to me.
JOHN NAMNUN
Dominican
Senior Vice President, Retail Regional Manager
What personal goals do you have for yourself?
"So I have this quote that’s stuck with me, “it’s not about how high you can climb the ladder, it’s about how many people you can bring with you.”...I’m constantly working towards elevating those around me, and not just within my direct reporting line but helping elevate my peers, and elevate my partners across business lines. So in the future I’d like to be in a position where I can do the most good for the most people. "
My first manager at the bank, Errol Mcglashin established my foundation. He taught me what it means to be a leader at this organization and doing so with the upmost integrity. From there I would say Mallory Boron who was my regional and then became my market manager. She gave me a chance to be a senior leader. Her style was to give me freedom to try new things, even if that meant failing. She has an amazing ability to inspire followers and collaborate across business lines and I learned tremendously from her. Most recently Scott Warman, my mentor, he’s helped me create a structured path for my development so that there is intention and focus in what I work on or the projects that I choose to get involved with. His attention to the individual and honing their particular skills is something that I pay forward to those that I am able to mentor as well – He’s had a material impact in how I’ve developed as a leader these last 2 years since we’ve been introduced.
I would say overall I’ve had a great career here but of course it’s not without its hiccups like anyone else. I think one of the biggest challenges I had was being unclear on what I wanted to do next. I caught myself in this vicious cycle of uncertainty. I remember thinking, If I don’t know what I want to do next, what skill should I be developing? And if I don’t know the skills I should be developing then what should I be doing right now? And ultimately you get into this space where you’re thinking to yourself “What am I doing here?!” I’ll be the first to say feeling uncertain is completely normal… and it’s going to be okay. What’s helped me work through those hurdles was being honest with myself and listening to leaders or mentors who helped put things into perspective for me. Instead of asking myself, what do I want to do… I start with, what am I passionate about? Or what do I enjoy most about my job? Sometimes when you start by thinking “position” you end up limiting yourself or feeling frustrated because you can’t see or think of a position right away. I engage my managers and mentors in this dialogue about my passions and together we think through the skills I have or the skills I need to continue to progress in a direction that aligns with my passions.
What personal goals do you have for yourself?
"So I have this quote that’s stuck with me, “it’s not about how high you can climb the ladder, it’s about how many people you can bring with you.”...I’m constantly working towards elevating those around me, and not just within my direct reporting line but helping elevate my peers, and elevate my partners across business lines. So in the future I’d like to be in a position where I can do the most good for the most people. "
JOHN NAMNUN
Dominican
Senior Vice President, Retail Regional Manager
My first manager at the bank, Errol Mcglashin established my foundation. He taught me what it means to be a leader at this organization and doing so with the upmost integrity. From there I would say Mallory Boron who was my regional and then became my market manager. She gave me a chance to be a senior leader. Her style was to give me freedom to try new things, even if that meant failing. She has an amazing ability to inspire followers and collaborate across business lines and I learned tremendously from her. Most recently Scott Warman, my mentor, he’s helped me create a structured path for my development so that there is intention and focus in what I work on or the projects that I choose to get involved with. His attention to the individual and honing their particular skills is something that I pay forward to those that I am able to mentor as well – He’s had a material impact in how I’ve developed as a leader these last 2 years since we’ve been introduced.
I would say overall I’ve had a great career here but of course it’s not without its hiccups like anyone else. I think one of the biggest challenges I had was being unclear on what I wanted to do next. I caught myself in this vicious cycle of uncertainty. I remember thinking, If I don’t know what I want to do next, what skill should I be developing? And if I don’t know the skills I should be developing then what should I be doing right now? And ultimately you get into this space where you’re thinking to yourself “What am I doing here?!” I’ll be the first to say feeling uncertain is completely normal… and it’s going to be okay. What’s helped me work through those hurdles was being honest with myself and listening to leaders or mentors who helped put things into perspective for me. Instead of asking myself, what do I want to do… I start with, what am I passionate about? Or what do I enjoy most about my job? Sometimes when you start by thinking “position” you end up limiting yourself or feeling frustrated because you can’t see or think of a position right away. I engage my managers and mentors in this dialogue about my passions and together we think through the skills I have or the skills I need to continue to progress in a direction that aligns with my passions.
CLAUDIA GAMERO
Salvadorian
Retail Senior Sales Strategy & Activation Manager for the Greater Washington Market
What does Hispanic Hertiage Month means to you?
"Hispanic Heritage Month is very meaningful and personal to me. It allows me to honor my culture, my family, my values, and the perseverance and accomplishments of our people. I celebrate Hispanic Heritage Month by teaching others about our culture."
My parents have influenced my career by teaching me that it is important to have a strong work ethic. We moved here in 1980 when there were few resources and limited work opportunities available to the Hispanic/Latino Community. Despite that challenge, they worked hard and were able to progress in this country and provide for my siblings and me. They are who I look to model in every aspect of my life.
My best memories growing up include my family gatherings. From birthday celebrations to Christmas, my happiest moments include being surrounded by my entire family. It did not matter what we were doing as long as we were together.
My parents are my role models and heroes.
How does speaking or not speaking fluent Spanish impact your identity?
"Language is a fundamental aspect of cultural expression and connection. For those of us who speak fluent Spanish, it often serves as a bridge to our heritage, allowing us to communicate with family members, participate in cultural traditions, and feel a sense of belonging within our community. Speaking fluent Spanish can strengthen ties to our cultural roots, and it may also provide a greater understanding of cultural nuances, and traditions.
On the other hand, not speaking Spanish may lead to feelings of disconnect from one’s cultural background. This may result in a sense of loss or incompleteness in terms of embracing and fully expressing one’s heritage."
STEVEN CARRION
Peruvian
VP, Business Banking RM/Business Banking
My father exemplified diligent work ethic, often only available during the weekends due to his demanding schedule of 12-15 hour shifts. He imparted invaluable lessons on the pursuit of aspirations and goals, emphasizing the significance of foresight and encouraging me to envision my position five years hence. My oldest sibling-Stefanie assumed the pioneering role within our family by entering the banking industry, providing unwavering support, guidance, and illuminating the path for me. As a mentor, she remains pivotal to my present accomplishments.
Finally, I must acknowledge my initial banking manager, a resolute and assertive leader whose demeanor occasionally posed challenges in comprehension. Nevertheless, her unwavering determination propelled me towards self-improvement. Through her intensive guidance and collaboration, I achieved multiple promotions within the same institution.
I certainly do, Sonia Sotomayor- The first Latina Associate Justice of the Supreme Court of the United States, known for her dedication to justice and equality.
Lin-Manuel Miranda- A composer, playwright, and actor known for creating the hit musicals “Hamilton” and “In the Heights, ”contributing to both theater and Latino representation.
Hispanic Heritage Month holds immense cultural significance, as it offers a dedicated time to celebrate and honor the rich contributions, history and diversity of Hispanic and Latinos communities. This month-long observance provides an opportunity to recognize the achievements, traditions, and values that have shaped these communities. I engage in the commemoration of this heritage month by exposing my children to the manifold achievements that Latinos have garnered over the years in the United States. It’s a meaningful way to instill values of respect, inclusivity, and cultural awareness in the younger generation.
STEVEN CARRION
Peruvian
VP, Business Banking RM/Business Banking
How does speaking or not speaking fluent Spanish impact your identity?
"Language is a fundamental aspect of cultural expression and connection. For those of us who speak fluent Spanish, it often serves as a bridge to our heritage, allowing us to communicate with family members, participate in cultural traditions, and feel a sense of belonging within our community. Speaking fluent Spanish can strengthen ties to our cultural roots, and it may also provide a greater understanding of cultural nuances, and traditions.
On the other hand, not speaking Spanish may lead to feelings of disconnect from one’s cultural background. This may result in a sense of loss or incompleteness in terms of embracing and fully expressing one’s heritage."
My father exemplified diligent work ethic, often only available during the weekends due to his demanding schedule of 12-15 hour shifts. He imparted invaluable lessons on the pursuit of aspirations and goals, emphasizing the significance of foresight and encouraging me to envision my position five years hence. My oldest sibling-Stefanie assumed the pioneering role within our family by entering the banking industry, providing unwavering support, guidance, and illuminating the path for me. As a mentor, she remains pivotal to my present accomplishments.
Finally, I must acknowledge my initial banking manager, a resolute and assertive leader whose demeanor occasionally posed challenges in comprehension. Nevertheless, her unwavering determination propelled me towards self-improvement. Through her intensive guidance and collaboration, I achieved multiple promotions within the same institution.
I certainly do, Sonia Sotomayor- The first Latina Associate Justice of the Supreme Court of the United States, known for her dedication to justice and equality.
Lin-Manuel Miranda- A composer, playwright, and actor known for creating the hit musicals “Hamilton” and “In the Heights, ”contributing to both theater and Latino representation.
Hispanic Heritage Month holds immense cultural significance, as it offers a dedicated time to celebrate and honor the rich contributions, history and diversity of Hispanic and Latinos communities. This month-long observance provides an opportunity to recognize the achievements, traditions, and values that have shaped these communities. I engage in the commemoration of this heritage month by exposing my children to the manifold achievements that Latinos have garnered over the years in the United States. It’s a meaningful way to instill values of respect, inclusivity, and cultural awareness in the younger generation.
HANOI FRIAS
Dominican
Branch Manager Andover, MA -Retail Banking
What personal goals do you have for yourself?
"I want to be a source of stability and inspiration for my family, and colleagues. I commit myself to succeed in my career while balancing my emotional needs with those of family members. I want my actions to promote harmony and increase everyone’s chance for future full of happiness, health and wealth. "
Typical roadblocks have been reaching a goal or plateauing in both personal and career environments, where I’ve had to access, reevaluate and pivot in order to keep momentum in building success.
Mom, my First Marketing Career Manager
Do you have any Latinx role models?
"There are no greater Latinx role model than my parents, who came from the Island, worked hard while my father earned his Technical Degree in Refrigeration, and mom finished her masters’ in education. An honorable mention would have to go to Herman Badillo. Not related, but he was a very active politician in the New York City area. He was the borough president for the Bronx and even ran for Mayor. Puerto Rican Pride runs deep, so seeing someone like me achieve what he did, certainly opened my eyes to possibility of a professional career, and I even considered getting into politics during my early banking career."
WILSON BADILLO JR.
Puerto Rican
Senior Business Relationship Manager
Spanish is core to my identity as it has allowed me to connect with other Hispanics I have met throughout my life. Although many Puerto Ricans on the Island speak English, Spanish is still the core language which is why I encourage my children to learn it. Keeping Spanish as the main language was also one of many ways Puerto Ricans protested the occupation of our country. My impression when I visit is that the island is still split on Statehood or independence. So the language is important to me.
As a Puerto Rican growing up in New York City, I had the pleasure of growing up with two distinct Islander experiences. Throughout the year I would be in the hustle and bustle of NYC with non-stop activity where no one says hello in the street, and my Summers in Puerto Rico with my grandparents where it seemed everyone said good morning and knew who I was. This fueled my love of Puerto Rico. During a recent visit, my uncle told me “You are so Puerto Rican for a New Yorker”. Best compliment ever!
For me, Hispanic Heritage month acknowledges what Hispanics have done for the United States of America. My family has a deep connection to the USA. Grand Fathers, Uncles, and Cousins have served in the Military, worked in public service, and helped build this country. I don’t really do anything differently. I celebrate Hispanic Heritage daily, by reading books, interacting with the Hispanic Community and leading by doing. I encourage everyone to celebrate their heritage as well. Meeting people from around the world and learning about them as individuals and where they are from energizes me.
WILSON BADILLO JR.
Puerto Rican
Senior Business Relationship Manager
Do you have any Latinx role models?
"There are no greater Latinx role model than my parents, who came from the Island, worked hard while my father earned his Technical Degree in Refrigeration, and mom finished her masters’ in education. An honorable mention would have to go to Herman Badillo. Not related, but he was a very active politician in the New York City area. He was the borough president for the Bronx and even ran for Mayor. Puerto Rican Pride runs deep, so seeing someone like me achieve what he did, certainly opened my eyes to possibility of a professional career, and I even considered getting into politics during my early banking career."
Spanish is core to my identity as it has allowed me to connect with other Hispanics I have met throughout my life. Although many Puerto Ricans on the Island speak English, Spanish is still the core language which is why I encourage my children to learn it. Keeping Spanish as the main language was also one of many ways Puerto Ricans protested the occupation of our country. My impression when I visit is that the island is still split on Statehood or independence. So the language is important to me.
As a Puerto Rican growing up in New York City, I had the pleasure of growing up with two distinct Islander experiences. Throughout the year I would be in the hustle and bustle of NYC with non-stop activity where no one says hello in the street, and my Summers in Puerto Rico with my grandparents where it seemed everyone said good morning and knew who I was. This fueled my love of Puerto Rico. During a recent visit, my uncle told me “You are so Puerto Rican for a New Yorker”. Best compliment ever!
For me, Hispanic Heritage month acknowledges what Hispanics have done for the United States of America. My family has a deep connection to the USA. Grand Fathers, Uncles, and Cousins have served in the Military, worked in public service, and helped build this country. I don’t really do anything differently. I celebrate Hispanic Heritage daily, by reading books, interacting with the Hispanic Community and leading by doing. I encourage everyone to celebrate their heritage as well. Meeting people from around the world and learning about them as individuals and where they are from energizes me.
