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You're pre-approved for the M&T Visa® Credit Card.

Use Your Special Program Code and Offer ID to Get Started.

Questions? Please contact Customer Service at 1-877-378-1276 for assistance.

Special limited time offers

  • 0% introductory APR on purchases and balance transfers for 18 billing cycles (variable APR between 12.49% and 19.49% thereafter)
  • 0% introductory balnce transfer fee for the first 60 days from account opening (a 4% balance transfer fee will apply thereafter) 
The offer is only valid for new M&T Visa® Credit Card accounts. 0% introductory APR on purchases and balance transfers for the first 18 billing cycles. After 18 billing cycles, your rate for balance transfers will be the same as your purchase rate, and will vary with the market based on Prime Rate. As of [[nor-rd]], the Annual Percentage Rate for purchases and balance transfers was between [[nor-aprl]] - [[nor-aprh]] for M&T Visa® Credit Cards, depending on creditworthiness. Your rate for cash advances will be [[nor-aprc]] APR and will vary with the market based on Prime Rate. A fee of 3% ($10 minimum) of each cash advance transaction will apply. 0% introductory balance transfer fee for the first 60 days from account opening (a 4% balance transfer fee will apply thereafter). A fee of $8.00 per day will apply to any overdraft transfer to a linked checking account. Your rate for overdraft advances will be [[nor-apro]] APR and will vary with the market based on Prime Rate. A fee of 3% of each foreign transaction converted into U.S. dollars will apply.
See pricing information for complete Terms & Conditions associated with M&T Bank Visa® Credit Cards.
The offer is only valid for new M&T Visa® Credit Card accounts. 0% introductory APR on purchases and balance transfers for the first 18 billing cycles. After 18 billing cycles, your rate for balance transfers will be the same as your purchase rate, and will vary with the market based on Prime Rate. As of [[nor-rd]], the Annual Percentage Rate for purchases and balance transfers was between [[nor-aprl]] - [[nor-aprh]] for M&T Visa® Credit Cards, depending on creditworthiness. Your rate for cash advances will be [[nor-aprc]] APR and will vary with the market based on Prime Rate. A fee of 3% ($10 minimum) of each cash advance transaction will apply. 0% introductory balance transfer fee for the first 60 days from account opening (a 4% balance transfer fee will apply thereafter). A fee of $8.00 per day will apply to any overdraft transfer to a linked checking account. Your rate for overdraft advances will be [[nor-apro]] APR and will vary with the market based on Prime Rate. A fee of 3% of each foreign transaction converted into U.S. dollars will apply.
See pricing information for complete Terms & Conditions associated with M&T Bank Visa® Credit Cards.

Get the card that puts more green in your wallet

  • No annual fee,
  • Quick, easy access to your account online, by phone, at any branch and at any M&T ATM
  • M&T Assurance® gives you peace of mind with Fraud Prevention, Detection and Resolution
  • Tap to Pay contactless technology for a fast, easy and more secure way to pay
The offer is only valid for new M&T Visa® Credit Card accounts. 0% introductory APR on purchases and balance transfers for the first 18 billing cycles. After 18 billing cycles, your rate for balance transfers will be the same as your purchase rate, and will vary with the market based on Prime Rate. As of [[nor-rd]], the Annual Percentage Rate for purchases and balance transfers was between [[nor-aprl]] - [[nor-aprh]] for M&T Visa® Credit Cards, depending on creditworthiness. Your rate for cash advances will be [[nor-aprc]] APR and will vary with the market based on Prime Rate. A fee of 3% ($10 minimum) of each cash advance transaction will apply. 0% introductory balance transfer fee for the first 60 days from account opening (a 4% balance transfer fee will apply thereafter). A fee of $8.00 per day will apply to any overdraft transfer to a linked checking account. Your rate for overdraft advances will be [[nor-apro]] APR and will vary with the market based on Prime Rate. A fee of 3% of each foreign transaction converted into U.S. dollars will apply.
See pricing information for complete Terms & Conditions associated with M&T Bank Visa® Credit Cards.

This offer expires on May 15, 2021. Act Now!

The offer is only valid for new M&T Visa® Credit Card accounts. 0% introductory APR on purchases and balance transfers for the first 18 billing cycles. After 18 billing cycles, your rate for balance transfers will be the same as your purchase rate, and will vary with the market based on Prime Rate. As of [[nor-rd]], the Annual Percentage Rate for purchases and balance transfers was between [[nor-aprl]] - [[nor-aprh]] for M&T Visa® Credit Cards, depending on creditworthiness. Your rate for cash advances will be [[nor-aprc]] APR and will vary with the market based on Prime Rate. A fee of 3% ($10 minimum) of each cash advance transaction will apply. 0% introductory balance transfer fee for the first 60 days from account opening (a 4% balance transfer fee will apply thereafter). A fee of $8.00 per day will apply to any overdraft transfer to a linked checking account. Your rate for overdraft advances will be [[nor-apro]] APR and will vary with the market based on Prime Rate. A fee of 3% of each foreign transaction converted into U.S. dollars will apply.
See pricing information for complete Terms & Conditions associated with M&T Bank Visa® Credit Cards.
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Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for details.
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