- 0% introductory APR for 12 billing cycles on purchases and balance transfers (Variable APR between 10.24% and 17.24% thereafter). A 4% balance transfer fee will apply,
- No annual fee1,2
- Quick, easy access to your account online, by phone, at any branch and at any M&T ATM
- M&T Assurance® gives you peace of mind with Fraud Prevention, Detection and Resolution
- Tap to Pay contactless technology for a fast, easy and more secure way to pay
The offer is only valid for new M&T Visa® Credit Card accounts. 0% Introductory APR on purchases and balance transfers for the first 12 billing cycles. After 12 billing cycles, your rate for balance transfers will be the same as your purchase rate, and will vary with the market based on Prime Rate. As of 5/1/2020, the Annual Percentage Rate for purchases and balance transfers was between 10.24% - 17.24% for M&T Visa® credit cards, depending on creditworthiness. Your rate for cash advances will be 22.24% APR and will vary with the market based on Prime Rate. A fee of 3% ($10 minimum) of each cash advance transaction will apply. A fee of 4% (minimum $10) of the amount of each balance transfer will apply. A fee of $12.50 per day will apply to any overdraft transfer to a linked checking account. Your rate for overdraft advances will be 22.24% APR and will vary with the market based on Prime Rate. A fee of 3% of each foreign transaction converted into U.S. dollars will apply.
See pricing information
for complete Terms & Conditions associated with M&T Bank Visa Credit Cards.