Congratulations!
You're pre-approved for the M&T Visa® Credit Card.

Use Your Special Program Code and Offer ID to Get Started.

Questions? Please contact Customer Service at 1-877-378-1276 for assistance.

Get the card that puts more green in your wallet

  • 0% introductory APR for 12 billing cycles on purchases and balance transfers (Variable APR between 10.24% and 17.24% thereafter). A 4% balance transfer fee will apply,
  • No annual fee1,2
  • Quick, easy access to your account online, by phone, at any branch and at any M&T ATM
  • M&T Assurance® gives you peace of mind with Fraud Prevention, Detection and Resolution
  • Tap to Pay contactless technology for a fast, easy and more secure way to pay
The offer is only valid for new M&T Visa® Credit Card accounts. 0% Introductory APR on purchases and balance transfers for the first 12 billing cycles. After 12 billing cycles, your rate for balance transfers will be the same as your purchase rate, and will vary with the market based on Prime Rate. As of 5/1/2020, the Annual Percentage Rate for purchases and balance transfers was between 10.24% - 17.24% for M&T Visa® credit cards, depending on creditworthiness. Your rate for cash advances will be 22.24% APR and will vary with the market based on Prime Rate. A fee of 3% ($10 minimum) of each cash advance transaction will apply. A fee of 4% (minimum $10) of the amount of each balance transfer will apply. A fee of $12.50 per day will apply to any overdraft transfer to a linked checking account. Your rate for overdraft advances will be 22.24% APR and will vary with the market based on Prime Rate. A fee of 3% of each foreign transaction converted into U.S. dollars will apply.
See pricing information for complete Terms & Conditions associated with M&T Bank Visa Credit Cards.

This offer expires on May 15, 2021. Act Now!

The offer is only valid for new M&T Visa® Credit Card accounts. 0% Introductory APR on purchases and balance transfers for the first 12 billing cycles. After 12 billing cycles, your rate for balance transfers will be the same as your purchase rate, and will vary with the market based on Prime Rate. As of 5/1/2020, the Annual Percentage Rate for purchases and balance transfers was between 10.24% - 17.24% for M&T Visa® credit cards, depending on creditworthiness. Your rate for cash advances will be 22.24% APR and will vary with the market based on Prime Rate. A fee of 3% ($10 minimum) of each cash advance transaction will apply. A fee of 4% (minimum $10) of the amount of each balance transfer will apply. A fee of $12.50 per day will apply to any overdraft transfer to a linked checking account. Your rate for overdraft advances will be 22.24% APR and will vary with the market based on Prime Rate. A fee of 3% of each foreign transaction converted into U.S. dollars will apply.
See pricing information for complete Terms & Conditions associated with M&T Bank Visa Credit Cards.
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Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.
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