Earn unlimited 2% cash back on every purchase for the first year.
After that, every purchase will earn you points towards cash back, gift cards, merchandise and more, with 1 point earned per $1 spent.2
The M&T Rewards Program ("Program") is subject to the M&T Rewards Program Terms & Conditions ("Program Terms & Conditions"). You can obtain a copy of the Program Terms & Conditions and other information about the Program at rewards.mtb.com. For 365 days from account opening. your M&T Visa® Credit Card with Rewards will receive two (2) Rewards points for every $1 spent on every Purchase (as defined in the Program Terms & Conditions). After your promotional period has ended or you fail to make at least your minimum payment on time during the promotion period, your M&T Visa® Credit Card with Rewards will receive one (1) Rewards point for every $1 spent on every Purchase (as defined in the Program Terms & Conditions). Points are awarded per qualifying transaction and rounded to the nearest whole number. Offers and Rewards points are subject to change and/or discontinuation without notice.