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You're pre-approved for the M&T Visa® Signature Credit Card.

Use Your Special Program Code and Offer ID to Get Started.

Questions? Please contact Customer Service at 1-877-378-1276 for assistance.

Special limited time offers

DOUBLE your cash back!

Earn 3% cash back on every purchase up to $12,000 in spend for the first year.

After that, earn an unlimited 1.5% cash back on every purchase.

The M&T Rewards Program (“Program”) is subject to the M&T Rewards Program Terms & Conditions (“Program Terms & Conditions”). You can obtain a copy of the Program Terms & Conditions and other information about the Program at rewards.mtb.com. For 365 days from account opening, your new M&T Visa® Signature Credit Card will receive three (3) Rewards points for every $1 spent (up to $12,000 spend or 18,000 bonus points) on every Purchase (as defined in the Program Terms & Conditions). After your promotional period has ended or you fail to make at least your minimum payment on time during the promotion period, your M&T Visa® Signature Credit Cards will receive one and a half (1.5) Rewards points for every $1 spent on every Purchase (as defined in the Program Terms & Conditions). Points are awarded per qualifying transaction and rounded to the nearest whole number. Offers and Rewards points are subject to change and/or discontinuation without notice.
The M&T Rewards Program (“Program”) is subject to the M&T Rewards Program Terms & Conditions (“Program Terms & Conditions”). You can obtain a copy of the Program Terms & Conditions and other information about the Program at rewards.mtb.com. For 365 days from account opening, your new M&T Visa® Signature Credit Card will receive three (3) Rewards points for every $1 spent (up to $12,000 spend or 18,000 bonus points) on every Purchase (as defined in the Program Terms & Conditions). After your promotional period has ended or you fail to make at least your minimum payment on time during the promotion period, your M&T Visa® Signature Credit Cards will receive one and a half (1.5) Rewards points for every $1 spent on every Purchase (as defined in the Program Terms & Conditions). Points are awarded per qualifying transaction and rounded to the nearest whole number. Offers and Rewards points are subject to change and/or discontinuation without notice.

Get the card that puts more green in your wallet

 
  • 0% introductory APR on purchases and balance transfers for 12 billing cycles (variable APR between 11.24% and 18.24% thereafter); a 4% balance transfer fee will apply ,
  • No annual fee1,3
  • Exclusive Signature benefits such as complimentary concierge service,
    travel protection and more
  • No foreign transaction fee1,3
The offer is only valid for new M&T Visa® Credit Card accounts. 0% Introductory APR on purchases and balance transfers for the first 12 billing cycles. After 12 billing cycles, your rate for balance transfers will be the same as your purchase rate, and will vary with the market based on Prime Rate. As of 5/1/2020, the Annual Percentage Rate for purchases and balance transfers was between 11.24% - 18.24% for M&T Visa® Signature Credit Card, depending on creditworthiness. Your rate for cash advances will be 22.24% APR and will vary with the market based on Prime Rate. A fee of 3% ($10 minimum) of each cash advance transaction will apply. A fee of 4% (minimum $10) of the amount of each balance transfer will apply. A fee of $12.50 per day will apply to any overdraft transfer to a linked checking account. Your rate for overdraft advances will be 22.24% APR and will vary with the market based on Prime Rate.
See pricing information for complete Terms & Conditions associated with M&T Bank Visa Credit Cards.

This offer expires on December 18, 2021. Act Now!

The offer is only valid for new M&T Visa® Credit Card accounts. 0% Introductory APR on purchases and balance transfers for the first 12 billing cycles. After 12 billing cycles, your rate for balance transfers will be the same as your purchase rate, and will vary with the market based on Prime Rate. As of 5/1/2020, the Annual Percentage Rate for purchases and balance transfers was between 11.24% - 18.24% for M&T Visa® Signature Credit Card, depending on creditworthiness. Your rate for cash advances will be 22.24% APR and will vary with the market based on Prime Rate. A fee of 3% ($10 minimum) of each cash advance transaction will apply. A fee of 4% (minimum $10) of the amount of each balance transfer will apply. A fee of $12.50 per day will apply to any overdraft transfer to a linked checking account. Your rate for overdraft advances will be 22.24% APR and will vary with the market based on Prime Rate.
The M&T Rewards Program (“Program”) is subject to the M&T Rewards Program Terms & Conditions (“Program Terms & Conditions”). You can obtain a copy of the Program Terms & Conditions and other information about the Program at rewards.mtb.com. For 365 days from account opening, your new M&T Visa® Signature Credit Card will receive three (3) Rewards points for every $1 spent (up to $12,000 spend or 18,000 bonus points) on every Purchase (as defined in the Program Terms & Conditions). After your promotional period has ended or you fail to make at least your minimum payment on time during the promotion period, your M&T Visa® Signature Credit Cards will receive one and a half (1.5) Rewards points for every $1 spent on every Purchase (as defined in the Program Terms & Conditions). Points are awarded per qualifying transaction and rounded to the nearest whole number. Offers and Rewards points are subject to change and/or discontinuation without notice.
See pricing information for complete Terms & Conditions associated with M&T Bank Visa Credit Cards.
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Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.
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