- 0% introductory APR on purchases and balance transfers for 12 billing cycles (variable APR between 11.24% and 18.24% thereafter); a 4% balance transfer fee will apply ,
- No annual fee1,3
- Exclusive Signature benefits such as complimentary concierge service,
travel protection and more
- No foreign transaction fee1,3
The offer is only valid for new M&T Visa® Credit Card accounts. 0% Introductory APR on purchases and balance transfers for the first 12 billing cycles. After 12 billing cycles, your rate for balance transfers will be the same as your purchase rate, and will vary with the market based on Prime Rate. As of 5/1/2020, the Annual Percentage Rate for purchases and balance transfers was between 11.24% - 18.24% for M&T Visa® Signature Credit Card, depending on creditworthiness. Your rate for cash advances will be 22.24% APR and will vary with the market based on Prime Rate. A fee of 3% ($10 minimum) of each cash advance transaction will apply. A fee of 4% (minimum $10) of the amount of each balance transfer will apply. A fee of $12.50 per day will apply to any overdraft transfer to a linked checking account. Your rate for overdraft advances will be 22.24% APR and will vary with the market based on Prime Rate.
See pricing information
for complete Terms & Conditions associated with M&T Bank Visa Credit Cards.