Congratulations!

You're pre-approved for M&T CHOICEquity.

CHOICEQUITY LINE OF CREDIT - IMPORTANT CONDITIONS Certain conditions apply. You have been individually pre-approved by M&T Bank for a CHOICEquity line of credit in the amount of up to $500,000. You have received this offer because you have met the credit criteria we used to prescreen customers for this offer. Granting of credit or assignment of maximum credit line amounts are dependent upon you continuing to meet the credit criteria of this prescreened offer, including our verification of your debt-to-income ratio, and the available equity in your home. "Available equity" is figured by taking the value of your home (as determined by us) and subtracting any existing balances on loans secured by mortgages on the home. Any existing outstanding mortgage balances plus the credit limit of the CHOICEquity Line of Credit cannot exceed 85.99% of the value of your home for credit lines up to $500,000. Also, the mortgage given in connection with the CHOICEquity Line of Credit must be in either first or second lien position. You must own your home, it must be an owner-occupied dwelling, and it must meet M&T's collateral requirements. This pre-approved offer is made to you individually; however, any co-owner of your home must authorize M&T's mortgage securing your CHOICEquity Line of Credit. PRESCREEN & OPT-OUT NOTICE This "prescreened" offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria. If you do not want to receive prescreened offers of credit from this and other companies, call the consumer reporting agencies toll free, 1-888-5-OPT-OUT (1-888-567-8688); or write them individually at: Experian Target Marketing, P.O. Box 919, 701 Experian Parkway B2, Allen, TX 75013; Equifax Options, P.O. Box 740123, Atlanta, GA 30374-0123; TransUnion Corporation, Attn: Marketing Opt Out, P.O. Box 505, Woodlyn, PA 19094-0505.

Find out more about the product you've been pre-approved for.

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Questions? Please contact Customer Service at 1-866-236-9835 for assistance.

Ready to unlock your home's equity?

For a limited time, take advantage of this offer for M&T CHOICEquity, a home equity line of credit that offers you the flexibility and convenience to consolidate higher-interest payments, pay for education expenses - or fund whatever is most important to you.

Equal Housing Lender. ©2021 M&T Bank. Member FDIC. NMLS #381076

YOU CAN CHOOSE TO STOP RECEIVING "PRESCREENED" OFFERS OF CREDIT FROM THIS AND OTHER COMPANIES BY CALLING TOLL FREE 1-888-5-OPT-OUT. PLEASE SEE THE "PRESCREEN & OPT-OUT NOTICE" AT THE BOTTOM OF THIS PAGE FOR MORE INFORMATION.

 

 

CHOICEQUITY LINE OF CREDIT - IMPORTANT CONDITIONS Certain conditions apply. You have been individually pre-approved by M&T Bank for a CHOICEquity line of credit in the amount of up to $500,000. You have received this offer because you have met the credit criteria we used to prescreen customers for this offer. Granting of credit or assignment of maximum credit line amounts are dependent upon you continuing to meet the credit criteria of this prescreened offer, including our verification of your debt-to-income ratio, and the available equity in your home. "Available equity" is figured by taking the value of your home (as determined by us) and subtracting any existing balances on loans secured by mortgages on the home. Any existing outstanding mortgage balances plus the credit limit of the CHOICEquity Line of Credit cannot exceed 85.99% of the value of your home for credit lines up to $500,000. Also, the mortgage given in connection with the CHOICEquity Line of Credit must be in either first or second lien position. You must own your home, it must be an owner-occupied dwelling, and it must meet M&T's collateral requirements. This pre-approved offer is made to you individually; however, any co-owner of your home must authorize M&T's mortgage securing your CHOICEquity Line of Credit. PRESCREEN & OPT-OUT NOTICE This "prescreened" offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria. If you do not want to receive prescreened offers of credit from this and other companies, call the consumer reporting agencies toll free, 1-888-5-OPT-OUT (1-888-567-8688); or write them individually at: Experian Target Marketing, P.O. Box 919, 701 Experian Parkway B2, Allen, TX 75013; Equifax Options, P.O. Box 740123, Atlanta, GA 30374-0123; TransUnion Corporation, Attn: Marketing Opt Out, P.O. Box 505, Woodlyn, PA 19094-0505.