Current Rates

View and compare today's interest rates and fees for M&T Bank products. Select an account type from the list below. Rates are good as of: March 16, 2020

Current M&T Bank Prime Rate: 3.25%

"Prime" refers to M&T's announced Prime Rate, which may be changed at any time.

Personal Checking Accounts

Follow the links below to learn more about account features and view current checking interest rates.

 

Personal Savings Accounts

Follow the links below to learn more about account features and view current savings interest rates .

 

Personal Credit Cards

Follow the link below to learn more about account features and view current credit card interest rates .

 

Personal Loans and Mortgages

For additional information on rates for personal loans please contact us at 1-888-253-0799 or Visit a branch.

 

Business Credit Cards

Follow the link below to learn more about account features and view current Business Credit Card interest rates.  

 

Business Loan/Line of Credit Rates

Rates are good as of: March 16, 2020

Current M&T Bank Prime Rate: 3.25%

Business Installment Loan

(12 to 60 month term loan for longer term financing)

Amount Fixed Rate
$10,000 - $100,000 6.49% - 9.99%


Business Access Line of Credit

(Revolving line for seasonal or short-term cash needs)

Amount Base Rate
$5,000 - $950,000 Prime Plus .75% - Prime Plus 8%


Real Estate Loans

Amount Fixed Rates
$10,000 and up Inquire for a low rate today

For additional information on rates for business products, please contact us at 1-800-724-6070 or Visit a branch.

"Prime" refers to M&T's announced Prime Rate, which may be changed at any time.
All loans, lines of credit and all terms referenced herein are subject to receipt of a complete M&T application, credit approval and other conditions.  Actual rates may vary and are determined by credit qualifications. Other terms, conditions, fees and restrictions may apply. 
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.
All lending products are subject to credit and property approval. This is not a commitment to make a mortgage loan. Products are not available in all states. Certain conditions and restrictions apply. Refinancing to reduce total monthly payments may lengthen repayment term or increase total interest expense compared with your current situation. NMLS #381076.