Refer Friends - It pays to share!
$150 for You, $50 for Them!
Register with M&T Refer Friends, complete the qualifications below and you'll both get rewarded.
Step 1: Register
Use the form on this page to complete your registration.
Step 2: Qualify
Open a new business checking account and complete the offer qualifications below within the specified timeframe.
Step 3: Get Rewarded
Once all qualifications for the offer have been met, you and the person who referred you will BOTH receive a Visa® Reward Card!
Complete Your Registration
M&T Bank Business Checking Account Offer
$150 for You, $50 for Them!
Receive a $150 Visa® Reward Card when you register, open a new M&T business checking account AND complete the following within 90 days of account opening:
- Complete at least five (5) deposits of $500 or more into the new business checking account
- OR -
- Make at least five (5) business debit card transactions or payments (ACH, check, wire) of $25 or more each that post to the new business checking account
Your friend can earn a $50 Visa® Reward Card!
Please allow 4-6 weeks for delivery of your Reward Card after completing all offer requirements.
Refer Friends Program Terms & Conditions
The person making the referral (Referrer) will earn a $50 Visa® Reward Card for each individual or business referred (Referred Person) to M&T Bank who registers for the offer using the Referrer’s shared personal referral link, opens a new eligible account and completes all offer requirements. A Referrer may only earn a total of $500 in referral rewards per calendar year; and referral rewards may not be rolled over. Only one Referrer may receive a Reward Card for each Referred Person who fulfills the requirements (the first Referrer whose referral link is used will be the eligible Referrer).
Referred Person Personal Checking Account Offer:
To earn a $50 Visa Reward Card, the Referred Person must register for the offer using the referral link shared by the Referrer, open a new MyWay Banking from M&T Bank®, EZChoice Checking, MyChoice Plus Checking, MyChoice Plus Checking with Interest or MyChoice Premium Checking account, and make at least $500 in qualifying direct deposits within 90 days of account opening. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify. The Referred Person must meet all applicable M&T Bank eligibility requirements for opening the account. A $50 early close-out fee applies if the account is closed within 180 days of opening.
Referred Person Business Checking Account Offer:
To earn a $150 Visa Reward Card, the Referred Person must register for the offer using the referral link shared by the Referrer, open a new M&T Tailored Business Checking or M&T Simple Checking for Business account, and complete at least five deposits of $500 or more each into the account within 90 days of account opening, OR complete at least five business debit card transactions or other payments (ACH, check, wire) of at least $25 each that post to the account within 90 days of account opening. The Referred Person must meet all applicable M&T Bank eligibility requirements for opening the account. A $50 Account Closure Fee applies if the account is closed within the time period referenced in the Commercial Deposit Account Fee Schedule.
Visa Reward Cards will be delivered 4-6 weeks after all qualifying criteria have been met. For Referrers, Reward Cards will be mailed to the mailing address provided during the registration process; for the Referred Person, Reward Cards will be mailed to the mailing address provided at account opening. A maximum of one Reward Card will be awarded to the Referred Person regardless of the number of accounts opened, and a maximum of one Reward Card will be awarded to the Referrer in connection with each person they refer. This offer is not available to employees of M&T Bank or any of its affiliates. The Referrer must be an active M&T Bank customer. The Referred Person must be the primary owner of the new checking account, and may not be or have been a primary owner of any M&T personal or business checking account within the previous six months. This offer may vary by product and region, and is not transferable. Rewards Cards may be reportable as income for tax purposes; consult a tax advisor to understand your tax obligations.
Individuals who have opted out of receiving marketing communications from M&T Bank will not receive emails, including referral communications, in connection with the M&T Bank Refer Friends Program. Referrals that cannot be delivered due to user opt-out, returned/invalid email addresses or non-deliverable addresses are not the responsibility of M&T Bank or its vendors. Each person who registers for the program authorizes future communications, including emails regarding the program, unless they opt out.
The awarding of a Reward Card through this program may indirectly inform the Referrer that the Referred Person has established a new account with M&T Bank. There will, however, be no additional information regarding any newly established account provided to the Referrer.
Visa is a registered trademark of Visa, Inc. Visa is not a participant or sponsor of this promotion.
The Visa Reward Card is subject to Terms and Conditions delivered with the card, including limitations on types of transactions for which they may be used. The issuing bank of the Visa Reward Card is MetaBank, Member FDIC.
Visa Reward Cards are valid for three months after being issued. No funds are available after the Good Thru date. The Good Thru date is located on the front and back of the Visa® Reward Card.
ReferLive is a trademark of Customer Stream, LLC.
We are inspired by our multicultural communities.
M&T is dedicated to investing in the growth and sustainability of the clients and businesses we serve, attracting and retaining diverse colleagues so we can truly reflect our communities.
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