Multifamily funding for your needs.

Housing for military, students, seniors and more. We fund hundreds of multifamily properties each year.

A solid financial foundation.

M&T Realty Capital Corporation is ranked as a top multifamily lender, consistently.

Our team ensures you receive the best possible financing options for your specific needs.

Property Types Financed

Multifamily properties!with five or more residential rental units, including:

  • Affordable housing
  • Conventional (market-rate)
  • Cooperatives
  • Manufactured housing communitie
  • Military Housing
  • Seniors Housing (Independent or Assisted Living)
  • Student Housing

What We Offer!

Fixed- and adjustable-rate, non-recourse loans with attractive structuring options!for:

  • Acquisition
  • Construction Takeout (Permanent Financing)
  • New Construction – HUD
  • Rehabilitation
  • Refinance

Products offered by M&T Bank and/or its other subsidiaries and affiliates:

  • Commercial banking services
  • Wealth management services

Loan Types

Top Five Fannie Mae


Top Ten


Freddie Mac Optigo

Long-term loans securitized via Optigo® programs.

Bridge Loans

Short-term loans for acquisition and/or repositioning.

Life Insurance Company

Long-term loans held on third-party lender’s balance sheet.


Long-term loans securitized by third-party lender.

Get Started

Contact M&T Realty Capital Corporation to help.

Our program managers can talk through yourneeds to find options that work for you.


$24.5 Million in Financing for a Retail Property in Pennsylvania

M&T Realty Capital Corporation® has arranged a $24,500,000 life insurance company loan for the refinance of a 170,614-sf retail property located in Philadelphia, PA.
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M&T Realty Capital Corporation is a wholly-owned subsidiary of M&T Bank. "DUS®" is a registered trademark of Fannie Mae. "OptigoSM" is a registered trademark of Freddie Mac.
All loans and all terms referenced herein are subject to receipt of a complete application, credit approval and other conditions.