Mortgages & Loans
M&T has a variety of mortgage and lending options to help fund your ambitions. Whether you're looking to pay for a home improvement project, consolidate your high interest balances, or maybe you just need extra cash, we're here and ready to help.
- Mortgages > Every borrower has different needs. That's why M&T offers such a wide range of options with various mortgage rates – and experienced representatives – to help find the right solution for you.
- Buying a Home in Need of Improvement > M&T's Renovation Mortgages offer low down payments, low closing costs and a variety of loan terms.
- Manage Your Mortgage > Have an existing mortgage with M&T Bank? Enroll or log in to access all of your mortgage information online, make payments, and more.
- Mortgage Calculator Library > Before you buy or refinance, you have tools at your fingertips to help you explore your options.
- M&T Visa Credit Cards > Apply for an M&T Visa® Credit Card today to take advantage of valuable benefits like competitive rates, our rewards program and introductory offers.
- Home Equity Line of Credit > Make your home work harder for you. Our CHOICEquity line of credit is there when you need it, with the option of variable and fixed rates.
- Personal Loans > Take a look at M&T Bank's competitive rates and loan options to find a personal loan that suits your needs.
- Student Loans > When federal student aid is not enough, explore student loan options to help you pay for education.
- Auto Loans > Car or truck shopping? Whether you're buying new or used, apply for an M&T Bank auto loan with a quick approval process.
- Marine & Recreational Vehicle Loans > Whether you're dreaming of open waters or the open road, M&T Bank offers boat loans, RV loans, motorcycle loans and other recreational loans at competitive rates to help take you where you want to go.
- How to Make a Payment > Learn the convenient ways to make a payment on your M&T loan, line or credit card.
- Lending Calculator Library > Looking for a way to calculate your unique lending needs? Explore our calculator library to help you answer a variety of lending-specific questions.