Building a Home

Building a home is a big deal. Financing it shouldn't be. Let M&T help you realize your dream of building  your custom home. Our team of certified construction specialists will guide you every step of the way.

Experience you can build on.

M&T has financed the construction of thousands of homes. It all starts with our team of certified construction specialists. We’ll help you throughout the process to make the choices that are right for you. M&T has the expertise you need to help you achieve your home financing goals.

Strength. Stability. Security.

M&T Bank is among the largest banks in the nation with over $118 billion in assets. Founded more than 160 years ago, M&T has more than 750 branches located throughout New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and Washington, D.C.

With billions of dollars in mortgage closings each year, and a mortgage servicing portfolio of approximately 600,000 customers nationwide, M&T is a trusted lender in the communities we serve.

Building a Home

Construction Financing Options >

Learn about the various types of new construction and M&T mortgage options to help you build the custom home of your dreams.

Construction Financing Process >

Review our resources to educate yourself about the construction financing process.

All lending products are subject to credit and property approval. This is not a commitment to make a mortgage loan. Products are not available in all states. Certain conditions and restrictions apply. Refinancing to reduce total monthly payments may lengthen repayment term or increase total interest expense compared with your current situation. NMLS #381076.