Credit Cards

M&T Visa® Credit Cards feature chip and contactless technology, and a range of benefits, rates and rewards. We make it easy for you to choose the card that fits you best.

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In This Section

  • Choose a Credit Card >  View and compare M&T Visa® Credit Cards – featuring chip technology, easy account maintenance and a variety of benefits, rates and rewards to fit your lifestyle.
  • M&T Rewards >  M&T Rewards helps you earn points toward cash, travel and more every time you use your M&T Visa Credit Card with Rewards or M&T Visa Signature Credit Card on  purchases.
  • Customize Your Card >  Add personality to your purchases with custom card designs for your M&T Credit Card that you can easily create online at the M&T Custom Card Design Studio.
  • Manage Your Cards >   With our built in security features, it’s the convenient way to stay in control and help keep your card account more secure with the M&T Online Banking or the mobile app.
  • Digital Wallet >  Use your M&T Card(s) with your digital wallet apps like Apple Pay®, Google Pay™, Samsung Pay, Garmin Pay™ or FitBit Pay™ to pay faster, easier and more securely.
  • How to Make a Payment >  Learn the convenient options you have to make a payment on your M&T credit card.
  • Credit Card Basics >   Use the Financial Education Center to learn how credit cards work, what features to look for, and how to manage a credit card responsibly.
  • Financial Literacy Basics >   Learn more about banking basics by visiting our Financial Education Center.
The M&T Rewards program ("Program") is subject to the M&T Rewards Program Terms & Conditions ("Program Terms & Conditions"). Full Program Terms & Conditions, Definitions, and other program information can be found at
Use of the M&T Custom Card design service is subject to program Terms and Conditions and Image Guidelines. The "Identify Yourself" card is not a form of photo identification. There is no guarantee or expectation that merchants will use a photo on your card as an added form of security.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.
See credit card pricing information for complete Terms & Conditions associated with M&T Bank Visa® credit cards.
Visa® is a registered trademark of Visa International Service Association. All other service marks and trade names referenced in this material are the property of their respective owners.