Life, Personal & Property Insurance

Is insurance part of your personal financial strategy? We can help you assess your needs and choose the policies designed to protect your assets and the people in your life who matter most.  

Important Information for New York Insurance Policy and Annuity Contract Holders

If you are a property and casualty or life insurance policyholder or an annuity contract holder and reside in New York State, new measures and assistance are now in place to help you.

Learn more: Life Insurance Policies and Annuity Contracts for New York State Residents (PDF)

Feel confident about your financial future.

M&T Securities, Inc. offers a variety of life and personal insurance options. In addition, M&T Insurance Agency, Inc. offers personal property insurance. Our advisors can help you determine whether your current coverage aligns with your financial goals, find any gaps, and recommend a policy designed to fit your needs. 

In This Section

  • Life & Personal Insurance >  When was the last time you reviewed your coverage? See how our complimentary insurance review program can help to align your coverage with your current needs.
  • Personal Property Insurance >  We offer a variety of property insurance policies to help you protect your personal assets, including standard home and auto insurance or premier solutions for more complex needs.

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Investment and Insurance Products: • Are NOT Deposits • Are NOT FDIC Insured • Are NOT Insured By Any Federal Government Agency • Have NO Bank Guarantee • May Lose Value​​​​​
Brokerage services are offered by M&T Securities, Inc. (member FINRA/SIPC), not by M&T Bank.
M&T Securities, Inc. is licensed as an insurance agent and acts as agent for insurers. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states.
Insurance Products offered are: Not FDIC insured; Not a deposit in, obligation of, nor insured by any federal government agency; Not guaranteed or underwritten by the bank; Not a condition to the provisions or terms of any banking service or activity.   Insurance products are offered by M&T Insurance Agency, Inc., not by M&T Bank. Insurance policies are obligations of the insurers that issue the policies.