Education Savings Accounts

With college costs on the rise, the time to start planning is now. Let M&T Securities, Inc. help you start investing in your child's future.

It's never too soon to start.

One of the most formidable financial challenges is planning and paying for a child's college education.

The average annual tuition for the 2018-2019 academic year at a private four-year college, not including books and supplies, was $48,510. In-state tuition at a public four-year college averages $21,370 and public two-year colleges come in around $12,320. Costs continue to rise each year, making it increasingly difficult for most families to cover the cost of college expenses.

M&T Securities can help you plan ahead, and help you prepare for when that first tuition bill arrives. We'll work with you to assess your current financial situation, set goals, and identify available assets and funding sources – then we'll help you navigate your account options and get started. 

In This Section 

  • Qualified Tuition Programs (529 Plans) >  Have you considered a 529 plan for your child's future tuition and other college expenses? Talk to us about tax advantages and other benefits that may be available to you.
  • Coverdell Education Savings Account >  Grow your money for qualified K-12 or college expenses with a Coverdell Education Savings Account. We'll help you assess whether this option may be right for your family.



Trends in College Pricing 2018, Average Published Undergraduate Charges by Sector, 2018-19 

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Investment and Insurance Products: • Are NOT Deposits • Are NOT FDIC Insured • Are NOT Insured By Any Federal Government Agency • Have NO Bank Guarantee • May Lose Value​​​​​
Brokerage services are offered by M&T Securities, Inc. (member FINRA/SIPC), not by M&T Bank.
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This is for informational purposes only and is not intended as an offer or solicitation for the sale of any financial product or service. This is not designed or intended to provide financial, tax, legal, accounting, or other professional advice since such advice always requires consideration of individual circumstances. If professional advice is needed, the services of your professional advisor should be sought.