Auto Loans

Shopping for a new or used vehicle or looking to refinance your existing auto loan?{{d466*}},{{d498*}} 

Get the competitive rate and attentive service you deserve.

Features of an Auto Loan from M&T

  • Finance new and used cars or trucks
  • Use for your purchase from a dealership or private party
  • Enjoy a fast application and approval process
  • Receive prompt, professional attention
  • Get competitive interest rates
  • Take u​​p to 30 days to make your purchase
  • Relationship discounts for customers with qualifying M&T Bank consumer checking accounts{{d53*}}


Up to 84 months{{d467*}}


[[MinAPR]] - [[MaxAPR]] APR{{d53*}}

​​Minimum Loan Amount


Have questions?

Our team of loan experts at M&T Bank is committed to helping you find the loan solution that’s right for your needs.

Make a Loan Payment

Already have an auto loan with M&T? We offer a number of different ways to make your loan payment, so you can choose the most convenient method for you.

Learn How to Pay Your M&T Loan >

Auto Loan Rate Handler
Auto Loan
EffectiveDate 5/1/24
MinAPR 7.04%
MaxAPR 15.69%
MaxTerm 66 months
ExampleAmount $10,000
ExampleAPR 7.64%
ExamplePayment $186.05
ExampleTerm 66-month
ExampleDownPayment $0
ModelYear 2023
OfferStates CT, DE, ME, MD, MA, NH, NJ, NY, PA, VT, VA, DC and WV