XF for header icons

Refinance your mortgage.

Whether you want to understand your options or take the next step, we’re here to help you make the right choice for your situation.

Should I refinance?

Understanding your options will help you make the decision that’s right for you.

Top reasons to refinance

Lower your monthly payment, unlock equity in your home and pay it off faster.

Steps for refinancing

We’re here to help you understand what’s next so you can plan ahead.  


What can we help you with today?


Mortgage F A Qs

Get answers to frequently asked questions about mortgages.
Read Article >

Mortgage Loan Types

Read more about the different home loan options that M&T offers.
Read Article >

3 Reasons to Consider a Mortgage Refinance

Learn about three ways refinancing a mortgage could have an immediate impact on your financial situation.
Read Article >

Refinancing just got easier.

Quickly compare rates and apply online.
Our mortgage experts are always here to help.

This information is being provided for informational purposes only and is neither a loan commitment nor a guarantee of any interest rate. If you choose to apply for a mortgage loan, you will need to complete our standard application. Our consideration for approval of your mortgage loan application will include verification of the information obtained in connection with your request, including but not limited to income, employment, asset, property value and/or credit information. Our loan programs are subject to change or discontinuation at any time without notice. Not all products are available in all states. Refinancing to reduce total monthly payments may lengthen repayment term or increase total interest expense. Interest rates are subject to change without notice.