Pre-Approved Offer

Congratulations! You’ve been approved for a special offer. Apply in just minutes using the Offer ID and Special Program Code you received in the mail.

Welcome to your exclusive pre-approved offer – apply in just minutes.

The application process only takes a few minutes to complete. If you need help, you can call us at 1-800-724-3222 and a representative will be happy to assist you.

To apply, you'll need to have the following information ready:

  • Your Offer ID and Special Program Code (sent to you by mail)
  • Valid U.S. Social Security Number
  • Income and employment information
  • Assets and liabilities information
  • Valid email address

Apply Now ›

YOU CAN CHOOSE TO STOP RECEIVING "PRESCREENED" OFFERS OF CREDIT FROM THIS AND OTHER COMPANIES BY CALLING TOLL FREE 1-888-5-OPT-OUT. PLEASE SEE THE "PRESCREEN & OPT-OUT NOTICE" AT THE BOTTOM OF THIS PAGE FOR MORE INFORMATION. 

* PLEASE SEE BELOW, UNDER DISCLOSURE FOR THE CONDITIONS OF THIS OFFER. 

PRESCREEN & OPT-OUT NOTICE This "prescreened" offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria. If you do not want to receive prescreened offers of credit from this and other companies, call the consumer reporting agencies toll free, 1-888-5-OPT-OUT (1-888-567-8688); or write them individually at: Experian Target Marketing, P.O. Box 919, 701 Experian Parkway B2, Allen, TX 75013; Equifax Options, P.O. Box 740123, Atlanta, GA 30374-0123; TransUnion Corporation, Attn: Marketing Opt Out, P.O. Box 505, Woodlyn, PA 19094-0505. 

You must be 18 years of age and a legal resident. M&T Bank loans and lines of credit are only available in New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and Washington, DC. You have been individually pre-approved by M&T Bank for a loan. You have received this offer because you have met the credit criteria we used to prescreen customers for this offer. After you respond to this offer, the granting of credit or the assignment of the maximum credit amount is dependent upon you continuing to meet the credit criteria of this prescreened offer, including our verification of your debt-to-income ratio or any other applicable criteria bearing on creditworthiness. All loans and lines of credit are subject to credit approval. Additional terms and conditions may apply, depending on other terms offered or chosen.