Unsecured Personal Loans
Whether you need money quickly for a planned event or to cover sudden expenses, M&T unsecured personal loans could give you the coverage you need.
Get the cash for what is important to you
Your financial needs are unique, but some examples include:
Finance home repairs or buy new furniture.
Save by consolidating higher-interest bills.
Cover bills for medical or vet expenses.
Major Life Events
Pay for a wedding, vacation or costs to care for a new addition to the family.
Why choose a personal loan from M&T?
- Quick approval process: Get cash in as little as 24 hours
- Save on fees: No application, origination, or prepayment penalty fees
- Flexible options: Loans from $2,000 to $50,000
- Easy to budget: Choose from terms of one to seven years
- Easy to apply: No collateral is required
The tools are in your hands
Discover your rate today.
With our interactive rate calculator, you can estimate your rate right now and begin the process of applying for your loan.
Rates as low as 6.49% APR
Compared to higher-interest financing options, you'll save with rates from 6.49% to 14.24% APR.
Enter an amount between $2,000 and $50,000.
Small savings can turn into bigger savings over time.
Compare average credit card rates to the potential cost savings of consolidating to a M&T personal loan.
Loan vs Credit Card Example
|M&T Personal Loan||Average Credit Card|
|5 Year Interest Paid:||$2,163||$5,930|
M&T could save you over $3,700 in interest.
Personal Loan Resources
Make a loan payment
We offer a number of different ways to make your loan payment.
Apply for an unsecured loan
Get the money you need today with an unsecured personal loan up to $50,000.
You can use your M&T savings account or CD to get better rates on personal loans.