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Special bonus offer

  • Earn 20,000 bonus points ($200 value) after making $500 in purchases in the first 90 days from account opening.
The M&T Rewards Program (“Program”) is subject to the M&T Rewards Program Terms & Conditions (“Program Terms & Conditions”). One 10,000 bonus point offer per Program Account is available to customers who open and use a new M&T Visa® Signature Credit Card to make at least $500 in Purchases within the first 90 days after such Card is opened. To be eligible for this bonus offer, account must be open, all minimum payments from account open must be made on time, customer must have made $500 in valid Purchases as returns will be deducted from purchase total, and not be in default at the time of fulfillment. Additional exclusions and terms apply. M&T Visa Signature Credit Cards earn 1.5 points for every $1 in Purchases. Points are awarded per qualifying transaction and rounded to the nearest whole number. Offers and Rewards points are subject to change and/or discontinuation without notice. Full Program Terms & Conditions, Definitions, and other Program information can be found at rewards.mtb.com.

Get the card that puts more green in your wallet

 
  • 0% introductory APR on purchases and balance transfers for 12 billing cycles; variable APR between 19.49% and 23.49% thereafter ,
  • Unlimited 1.5% cash back: Earn 1.5 points per $1 spent on every purchase, no earning limits
  • No annual fee ,
  • No foreign transaction fees,
  • Exclusive Visa Signature benefits such as complimentary concierge service and more

 

See credit card pricing information for complete Terms & Conditions associated with M&T Bank Visa® credit cards. Consulte la información de precios de tarjetas de crédito para conocer los Términos y Condiciones completos asociados con las tarjetas de crédito M&T Bank Visa® en español.  
The offer is only valid for new M&T Visa® Signature Credit Card accounts. 0% introductory APR on purchases and balance transfers for the first 18 billing cycles. After 18 billing cycles, your rate for balance transfers will be the same as your purchase rate, and will vary with the market based on Prime Rate. As of [[sig-rd]], the Annual Percentage Rate for purchases and balance transfers was between [[sig-aprl]] - [[sig-aprh]] for M&T Visa® Signature Credit Cards, depending on creditworthiness. Your rate for cash advances will be [[sig-aprc]] APR and will vary with the market based on Prime Rate. A fee of 3% ($10 minimum) of each cash advance transaction will apply. 0% introductory balance transfer fee for the first 60 days from account opening (a 4% balance transfer fee will apply thereafter). A fee of $8.00 per day will apply to any overdraft transfer to a linked checking account. Your rate for overdraft advances will be [[sig-apro]] APR and will vary with the market based on Prime Rate. 
The M&T Rewards Program (“Program”) is subject to the M&T Rewards Program Terms & Conditions (“Program Terms & Conditions”). One 10,000 bonus point offer per Program Account is available to customers who open and use a new M&T Visa® Signature Credit Card to make at least $500 in Purchases within the first 90 days after such Card is opened. To be eligible for this bonus offer, account must be open, all minimum payments from account open must be made on time, customer must have made $500 in valid Purchases as returns will be deducted from purchase total, and not be in default at the time of fulfillment. Additional exclusions and terms apply. M&T Visa Signature Credit Cards earn 1.5 points for every $1 in Purchases. Points are awarded per qualifying transaction and rounded to the nearest whole number. Offers and Rewards points are subject to change and/or discontinuation without notice. Full Program Terms & Conditions, Definitions, and other Program information can be found at rewards.mtb.com.
See credit card pricing information for complete Terms & Conditions associated with M&T Bank Visa® credit cards. Consulte la información de precios de tarjetas de crédito para conocer los Términos y Condiciones completos asociados con las tarjetas de crédito M&T Bank Visa® en español.  
The offer is only valid for new M&T Visa® Signature Credit Card accounts. 0% introductory APR on purchases and balance transfers for the first 18 billing cycles. After 18 billing cycles, your rate for balance transfers will be the same as your purchase rate, and will vary with the market based on Prime Rate. As of [[sig-rd]], the Annual Percentage Rate for purchases and balance transfers was between [[sig-aprl]] - [[sig-aprh]] for M&T Visa® Signature Credit Cards, depending on creditworthiness. Your rate for cash advances will be [[sig-aprc]] APR and will vary with the market based on Prime Rate. A fee of 3% ($10 minimum) of each cash advance transaction will apply. 0% introductory balance transfer fee for the first 60 days from account opening (a 4% balance transfer fee will apply thereafter). A fee of $8.00 per day will apply to any overdraft transfer to a linked checking account. Your rate for overdraft advances will be [[sig-apro]] APR and will vary with the market based on Prime Rate. 
See credit card pricing information for complete Terms & Conditions associated with M&T Bank Visa® credit cards. Consulte la información de precios de tarjetas de crédito para conocer los Términos y Condiciones completos asociados con las tarjetas de crédito M&T Bank Visa® en español.  
The offer is only valid for new M&T Visa® Signature Credit Card accounts. 0% introductory APR on purchases and balance transfers for the first 18 billing cycles. After 18 billing cycles, your rate for balance transfers will be the same as your purchase rate, and will vary with the market based on Prime Rate. As of [[sig-rd]], the Annual Percentage Rate for purchases and balance transfers was between [[sig-aprl]] - [[sig-aprh]] for M&T Visa® Signature Credit Cards, depending on creditworthiness. Your rate for cash advances will be [[sig-aprc]] APR and will vary with the market based on Prime Rate. A fee of 3% ($10 minimum) of each cash advance transaction will apply. 0% introductory balance transfer fee for the first 60 days from account opening (a 4% balance transfer fee will apply thereafter). A fee of $8.00 per day will apply to any overdraft transfer to a linked checking account. Your rate for overdraft advances will be [[sig-apro]] APR and will vary with the market based on Prime Rate. 

This offer expires soon. Act Now!

Credit Card Rate Handler

Credit Card Data

Version RD APRL APRH APRO APRC
NOR 9/1/2023 18.49% 22.49% 27.49% 27.49%
REW 9/1/2023 19.49% 23.49% 27.49% 27.49%
SIG 9/1/2023 19.49% 23.49% 27.49% 27.49%
SCC 9/1/2023 NA 22.49% 27.49% 27.49%

 

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Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for details.