M&T Visa Credit Card
Put more green in your wallet. Whether you’re using it for everyday purchases or for those larger purchases, find out how the M&T Visa® Credit Card can work for you.
Top Features
Card Features
- 0% introductory APR on purchases and balance transfers for 12 billing cycles from account opening. A 4% balance transfer fee will apply
- Variable APR of 10.24%–17.24% thereafter
- No annual fee
- Choose your own card design at no cost
- Multiple convenient ways to make payments, transfer funds, or review account detail
- Online with M&T Online Banking, Mobile Banking and Bill Pay
- In person at any local M&T branch or ATM
Security and Protection Features
- M&T Assurance® for fraud prevention, detection and resolution
- Global acceptance with chip and contactless technology
- Receive the following alerts sent to your mobile phone:
- If something unusual is detected on your account - respond quickly to suspicious activity alerts
- Transaction alerts
- Ability to temporarily lock your Credit Card, if you have misplaced it
Payment Features
- Easily pay for purchases at millions of stores around the world when you add your Credit Card to your Digital Wallet
- Immediate credit line availability when paying your Credit Card online from an M&T account
Rate & Fees
Please review the complete list of rates and fees associated with this card.
Is this product right for you?
This product is best for people who:
- Are interested in a hassle free credit card
- Enjoy the convenience of online and mobile account management
How to Apply
You can apply for your M&T Visa Credit Card in one of three ways:
- Through Your Online Banking Account (Select “Apply for a Credit Card” on the Account Summary Page)
- By phone at 1-800-724-3222
- In person at any local M&T branch