M&T Visa Credit Card

Put more green in your wallet. Whether you’re using it for everyday purchases or for those larger purchases, find out how the M&T Visa® Credit Card can work for you.

Top Features

Card Features

  • ​0% introd​​​uctory APR on purchases and balance transfers for 12 billing cycles from account opening.​ A 4% balance transfer fee will apply
  • Variable APR of 10.24%–17.24% thereafter​
  • No annual fee
  • Ability to customize your card at no cost
  • Multiple convenient ways to make payments, transfer funds, or review account detail

Security and Protection Features

  • M&T Assurance® ​for fra​ud prevention, detection and resolution​
  • Global acceptance with chip and contactless technology
  • Receive transaction alerts right to your mobile phone
  • Ability to temporarily lock your Credit Card, if you have misplaced it

Payment Features

  • Easily pay for purchases at millions of stores around the world when you add your Credit Card to your Digital Wallet
  • Immediate credit line availability when paying your Credit Card online from an M&T account

Rate & Fees

Please review the complete list of rates and fees associated with this card.

Terms and Conditions (PDF) >

Is this product right for you?

This product is best for people who:

  • Are interested in a hassle free credit card
  • Enjoy the convenience of online and mobile account management

How to Apply

You can apply for your M&T Visa Credit Card in one of three ways:

 
See credit card pricing information for complete Terms & Conditions associated with M&T Bank Visa® credit cards.
See credit card pricing information for complete Terms & Conditions associated with M&T Bank Visa® credit cards.
See credit card pricing information for complete Terms & Conditions associated with M&T Bank Visa® credit cards.
Use of the M&T Custom Card design service is subject to program Terms and Conditions and Image Guidelines.
Visa® is a registered trademark of Visa International Service Association. All other service marks and trade names referenced in this material are the property of their respective owners.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.